Believing that accurate and timely information is a way to empower depositors, the PDIC makes available various information materials to help better protect depositors such as the list of all PDIC member-banks at a given cut-off date, the 7 Habits of a Wise Saver, advisories on deposits and investments to guide depositors, and the financial literacy guidebook Usapang Pera: Mga Dapat Alamin. The weighted average interest rate (WAIR) is also updated regularly and disclosed to depositors for their ready reference. Specific information such as the Schedule of Depositors-Borrowers Forum and Notices to Depositors/Schedule of Payout Operations are available to depositors of closed banks.