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Deposits are insured by PDIC up to P500,000 per depositor
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The PDIC is the statutory receiver and liquidator of closed banks. PDIC takes over banks ordered closed by the Monetary Board; administers closed banks' assets, records and affairs; and preserves and disposes these assets for the benefit of the creditors and uninsured depositors.

When the Monetary Board orders the liquidation of a bank that has been placed under receivership, its assets are managed, liquidated, and distributed to creditors and uninsured depositors according to the preference and concurrence of credits as provided for by the Civil Code of the Philippines.

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PDIC is a government instrumentality created in 1963
by virtue of Republic Act 3591, as amended, to insure
the deposits of all banks. PDIC exists to protect
depositors by providing deposit insurance coverage for the depositing public and help promote financial stability. PDIC is an attached agency of the Bangko Sentral ng Pilipinas.
Questions? Need Help? Click Frequently Asked Questions Trunkline.: (632) 8841-4000
Hotline: (632) 8841-4141
(for Metro Manila clients)
Fax No.: (632) 8841-4085
Client outside Metro Manila may call
Toll Free: 1-800-1-888-7342 or