All stand-alone thrift banks, rural banks and cooperative banks are advised that the Risk-Based Capital Adequacy Ratio (RBCAR) report required to be submitted to the Philippine Deposit Insurance Corporation (PDIC) under Regulatory Issuance No. 1999-01, as amended, shall be in a revised format/template in accordance with the Monetary Board approved Revised Risk-Based Capital Adequacy Framework.²

Electronic Submission of the Revised Risk-Based Capital Adequacy Ratio (RBCAR) Report

1. Starting with the reporting period ending March 2012, and every regular reporting period thereafter, all stand-alone thrift banks, rural and cooperative banks shall electronically submit the required Revised RBCAR Report, together with the required Control Prooflist (CP), to the PDIC. The reporting format/template shall be in accordance with the Revised RBCAR format/template prescribed by the BSP for all stand-alone thrift banks, rural banks and cooperative banks, under BSP Memorandum No. M-2011-054 dated 06 October 2011.

2. The form and manner of electronic submission of the Revised RBCAR Report and CP to PDIC shall be as follows:³

   1. Covered banks shall use the BSP prescribed Data Entry Template (DET) for the electronic submission of the Revised RBCAR Report to the PDIC. The DET may be downloaded from the BSP website under http://www.bsp.gov.ph/frp/templates.

   2. The prescribed file structures, which shall serve as the bank’s guide in creating their respective data base (DBASE) files in CSV (Comma Separated Values) format for the Revised RBCAR Report, shall be the same as those provided and detailed in Annex A of BSP Memorandum No. M-2011-054.

   3. The electronic copy of the Revised RBCAR Report shall be submitted to PDIC using the prescribed DET referred to in (i.) or in the prescribed DBASE file structure in CSV format referred to (ii.).

   4. The CP of the Revised RBCAR Report (Please see Annex B of BSP Memorandum No. M-2011-054) shall be duly notarized and signed by the authorized official of the reporting bank. The scanned CP shall be in portable document format (pdf) and electronically transmitted to the PDIC using the prescribed filename Prooflist-CAR.pdf. Should scanning be unavailable, the notarized CP can be transmitted via facsimile to the Department Manager, Bank Statistics Department at (632) 813-3815 within the prescribed deadline.

3. The electronic copy of the Revised RBCAR Report, together with the CP in pdf, shall be electronically submitted to PDIC at bpmc@pdic.gov.ph, or copy furnished the PDIC (when transmitting thru BSP’s electronic mail system), every quarter and within fifteen (15) banking days after the end of the reference quarter.

4. Covered banks which are unable to electronically transmit the RBCAR Report and the corresponding CP to the PDIC can submit said report/s to the address indicated below in compact disc (CD) or other electronic storage device within the prescribed deadline.

   The Department ManagerBank Statistics Department7th Floor, PDIC Ayala Ext. Office, SSS Bldg.6782 Ayala Avenue cor. V. A. Rufino St.1226 Makati City

5. Effective immediately, the submission of RBCAR Report and the corresponding CP to the PDIC in the format required under BSP Circular No. 280 dated 29 March 2001 is discontinued. Henceforth, hardcopy submission shall no longer be required.

6. The sanctions and penalties for failure to submit PDIC reportorial requirements under PDIC R.I. No. 1999-01, as amended, shall apply.

Should you have inquiries regarding this Bulletin, please contact PDIC’s Bank Statistics Department at telephone nos. (02) 841-4370, 4373 to 76. You may also send your inquiries via e-mail or mail to the above-stated address.

For your guidance and strict compliance.

Date : March 16, 2012

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¹ Approved per MB Resolution No. 660 dated 13 May 2010
² Pursuant to BSP Circular No. 688 dated 26 May 2010
³ Memorandum No. M-2011-054 dated 06 October 2011