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Deposits are insured by PDIC up to P500,000 per depositor
PDIC is an attached agency of the Department of Finance
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As Liquidator of closed banks, the PDIC undertakes various modes of asset disposal in accordance with the Corporation’s strategic direction to expeditiously dispose of non-financial assets. These modes include public bidding, negotiated sale and public auction. Properties not sold during biddings/auctions are available for negotiated sale or may be bid out again. Assets for disposal are classified as either corporate or closed banks’ assets. Proceeds from the sale of corporate assets are added to the Deposit Insurance Fund, PDIC's main fund source for payment of insured deposits. Meanwhile, proceeds from the sale of closed banks' assets are credited to the funds held in trust for the closed banks concerned to settle claims of creditors and uninsured depositors.

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PDIC is a government instrumentality created in
1963 by virtue of Republic Act 3591, as amended,
to insure the deposits of all banks. PDIC exists to
protect depositors by providing deposit insurance coverage for the depositing public and help promote financial stability
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Questions? Need Help? Click Frequently Asked Questions Or contact: Tel. No.: (632) 841-4000 loc. 4630
(for Metro Manila depositors)
Fax No.: (632) 817-3566
Depositors outside Metro Manila may call
Toll Free: 1-800-1-888-7342 or