Maximum Deposit Insurance for Each Depositor Php500,000
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The Corporation provides the maximum deposit insurance coverage of Php500,000 per depositor per bank. In promoting financial stability, the PDIC is tasked to continuously build up the level of the Deposit Insurance Fund (DIF), the fund source for deposit insurance payouts and financial assistance to banks, to enable it to adequately respond to insurance calls. Member-banks are assessed the annual flat rate of 1/5 of 1% of their total deposit liabilities. The assessments are collected from member-banks semi-annually and form part of the DIF. The DIF is managed through prudent investments, as provided in the PDIC Charter.

In the event of bank closures, PDIC pays valid deposit accounts and deposit insurance claims as soon as possible and within the set turnaround time to provide immediate relief to depositors. Its quality management system on claims settlement operations is ISO 9001:2008 certified and at par with international standards.





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PDIC is a government instrumentality created in
1963 by virtue of Republic Act 3591, as amended,
to insure the deposits of all banks. PDIC exists to
protect depositors by providing deposit insurance coverage for the depositing public and help promote financial stability
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Questions? Need Help? Click Frequently Asked Questions Or contact: Tel. No.: (632) 841-4630/(632) 841-4631
(for Metro Manila depositors)
Fax No.: (632) 817-3566
Email: info@pdic.gov.ph
Depositors outside Metro Manila may call
Toll Free: 1-800-1-888-7342 or
1-800-1-888-PDIC