DOMESTIC DEPOSIT LIABILITIES BY SIZE OF ACCOUNT AND TYPE OF DEPOSITOR
As of December 31, 2023
(Accounts in Absolute Figures; Amounts in Thousands of Pesos)
Caveat:
Banks are accountable for the accuracy of financial reports from which industry statistics are derived. Timing differences in data generation principally account for the differences that these statistics may have with reports of other agencies and other PDIC reports containing similar data.
RURAL AND COOPERATIVE BANKS
     TOTAL DEPOSITS   DEMAND/NOW DEPOSITS   SAVINGS DEPOSITS   TIME DEPOSITS  LTNCDs a/
   GRAND TOTAL   PESO ACCOUNT  FCDU/EFCDU b/  PESO ACCOUNT  FCDU/EFCDU b/  PESO ACCOUNT  FCDU/EFCDU b/  PESO ACCOUNT  FCDU/EFCDU b/  PESO ACCOUNT  FCDU/EFCDU b/
DEPOSIT SIZE  Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount 
                                             
By Size of Account                                        
P        5,000.00 & below       17,948,478       10,121,542       17,948,432      10,121,499                46                 43         59,081        113,308                 -                 -         17,882,059          9,996,469                45                  41           7,292               11,722                  1                    2                 -                  -                  -                 -  
P        5,000.01 - P      10,000            843,110         5,798,575            843,007        5,797,903              103               672         17,311        114,395                 -                 -              823,533          5,667,820              102                663           2,163               15,688                  1                    9                 -                  -                  -                 -  
P      10,000.01 - P      15,000            357,904         4,261,534            357,862        4,261,006                42               528           4,480          54,501                 -                 -              351,557          4,184,998                42                528           1,825               21,506                 -                     -                   -                  -                  -                 -  
P      15,000.01 - P      20,000            182,953         3,112,133            182,939        3,111,885                14               247           2,322          40,298                 -                 -              179,713          3,055,396                14                247              904               16,191                 -                     -                   -                  -                  -                 -  
P      20,000.01 - P      30,000            218,246         5,223,980            218,196        5,222,719                50            1,261           2,849          69,394                 -                 -              213,569          5,109,945                50             1,261           1,778               43,380                 -                     -                   -                  -                  -                 -  
P      30,000.01 - P      40,000            125,337         4,268,065            125,300        4,266,787                37            1,278           1,498          51,589                 -                 -              122,525          4,172,053                35             1,209           1,277               43,144                  2                  69                 -                  -                  -                 -  
P      40,000.01 - P      50,000              91,024         4,057,935              90,996        4,056,663                28            1,272              955          42,722                 -                 -                87,772          3,904,497                28             1,272           2,269             109,444                 -                     -                   -                  -                  -                 -  
P      50,000.01 - P      60,000              70,326         3,771,843              70,289        3,769,762                37            2,081              724          39,615                 -                 -                67,926          3,642,567                28             1,568           1,639               87,580                  9                513                 -                  -                  -                 -  
P      60,000.01 - P      80,000              79,193         5,439,113              79,121        5,434,270                72            4,844              976          67,038                 -                 -                76,820          5,275,060                70             4,711           1,325               92,172                  2                132                 -                  -                  -                 -  
P      80,000.01 - P    100,000              53,294         4,761,041              53,259        4,757,902                35            3,138              657          58,829                 -                 -                49,526          4,400,183                29             2,602           3,076             298,889                  6                537                 -                  -                  -                 -  
P    100,000.01 - P    150,000              97,866       11,606,103              97,777      11,595,263                89          10,840           1,232        150,026                 -                 -                91,355        10,832,811                77             9,395           5,190             612,425                12             1,445                 -                  -                  -                 -  
P    150,000.01 - P    200,000              47,916         8,234,652              47,877        8,227,918                39            6,734              682        117,733                 -                 -                44,054          7,539,796                30             5,241           3,141             570,389                  9             1,493                 -                  -                  -                 -  
P    200,000.01 - P    250,000              38,505         8,477,203              38,483        8,472,169                22            5,035              529        118,404                 -                 -                34,954          7,684,775                16             3,683           3,000             668,990                  6             1,351                 -                  -                  -                 -  
P    250,000.01 - P    300,000              24,212         6,600,036              24,190        6,593,864                22            6,173              406        111,260                 -                 -                21,609          5,868,412                15             4,194           2,175             614,191                  7             1,978                 -                  -                  -                 -  
P    300,000.01 - P    400,000              33,177       11,286,371              33,147      11,275,889                30          10,482              603        209,474                 -                 -                29,423          9,978,368                24             8,529           3,121          1,088,046                  6             1,953                 -                  -                  -                 -  
P    400,000.01 - P    500,000              36,153       16,854,125              36,133      16,845,252                20            8,873              381        169,816                 -                 -                21,231          9,538,302                18             7,996         14,521          7,137,135                  2                877                 -                  -                  -                 -  
P    500,000.01 - P    750,000              33,728       19,411,512              33,698      19,393,937                30          17,575              560        340,761                 -                 -                26,411        15,310,363                19           11,371           6,727          3,742,813                11             6,204                 -                  -                  -                 -  
P    750,000.01 - P 1,000,000              12,346       11,020,821              12,338      11,013,849                  8            6,972              343        297,886                 -                 -                  8,519          7,383,845                  5             4,490           3,476          3,332,118                  3             2,482                 -                  -                  -                 -  
P 1,000,000.01 - P 1,500,000              14,080       16,410,393              14,070      16,398,830                10          11,563              377        458,692                 -                 -                10,306        12,017,915                10           11,563           3,387          3,922,223                 -                     -                   -                  -                  -                 -  
P 1,500,000.01 - P 2,000,000                5,376         9,392,155                5,369        9,380,304                  7          11,851              220        375,349                 -                 -                  3,709          6,367,333                  6           10,300           1,440          2,637,622                  1             1,551                 -                  -                  -                 -  
P 2,000,000.01 - P 3,000,000                5,523       13,315,240                5,520      13,308,071                  3            7,170              225        546,364                 -                 -                  3,891          9,291,817                  3             7,170           1,404          3,469,889                 -                     -                   -                  -                  -                 -  
P 3,000,000.01 - P 4,000,000                2,529         8,640,576                2,528        8,636,918                  1            3,658              117        401,105                 -                 -                  1,727          5,858,938                 -                     -                684          2,376,876                  1             3,658                 -                  -                  -                 -  
P 4,000,000.01 - P 5,000,000                1,818         8,392,591                1,818        8,392,591                -                    -                  70        315,461                 -                 -                  1,015          4,560,668                 -                     -                733          3,516,462                 -                     -                   -                  -                  -                 -  
Over P 5,000,000                5,659       92,219,506                5,653      92,078,512                  6        140,994              208     2,868,925                 -                 -                  3,405        49,097,481                  3           34,157           2,040        40,112,107                  3         106,838                 -                  -                  -                 -  
                                             
Total       20,328,753     292,677,044       20,328,002    292,413,761              751        263,283         96,806     7,132,947                -                 -         20,156,609      210,739,813              669         132,191         74,587        74,541,002                82         131,092                -                 -                  -                -  
Fully Insured c/       20,247,694     113,874,250       20,247,008    113,810,750              686          63,500         94,686     1,528,403                 -                 -         20,097,626      100,851,453              623           53,141         54,696        11,430,893                63           10,359                 -                  -                  -                 -  
Partially Insured d/              81,059       40,529,500              80,994      40,497,000                65          32,500           2,120     1,060,000                 -                 -                58,983        29,491,500                46           23,000         19,891          9,945,500                19             9,500                 -                  -                  -                 -  
Total Insured       20,328,753     154,403,750       20,328,002    154,307,750              751          96,000         96,806     2,588,403                -                 -         20,156,609      130,342,953              669           76,141         74,587        21,376,393                82           19,859                -                 -                  -                -  
                                             
% to Total Deposits                                            
Fully Insured c/ 99.60% 38.91% 99.60% 38.92% 91.34% 24.12% 97.81% 21.43% 0.00% 0.00% 99.71% 47.86% 93.12% 40.20% 73.33% 15.34% 76.83% 7.90% 0.00% 0.00% 0.00% 0.00%
Partially Insured d/ 0.40% 13.85% 0.40% 13.85% 8.66% 12.34% 2.19% 14.86% 0.00% 0.00% 0.29% 13.99% 6.88% 17.40% 26.67% 13.34% 23.17% 7.25% 0.00% 0.00% 0.00% 0.00%
Total Insured 100.00% 52.76% 100.00% 52.77% 100.00% 36.46% 100.00% 36.29% 0.00% 0.00% 100.00% 61.85% 100.00% 57.60% 100.00% 28.68% 100.00% 15.15% 0.00% 0.00% 0.00% 0.00%
                                             
By Type of Depositor                                            
A. Residents       292,554,294      292,291,011          263,283       7,125,364                 -          210,711,393           132,191          74,454,255           131,092                 -                  -  
(1) Government                79,339               79,339                    -              14,329                 -                   65,010                     -                           -                       -                    -                   -  
(2) Banks           5,059,200          5,059,200                    -              39,447                 -                 548,094                     -              4,471,659                     -                    -                   -  
(3) Private Corporations         50,480,154        50,470,890              9,264       2,373,859                 -            30,671,104               9,264          17,425,928                     -                    -                   -  
(4) Individuals       236,934,482      236,680,463          254,019       4,697,729                 -          179,426,421           122,927          52,556,312           131,092                  -                   -  
(5) Trust Department                  1,119                 1,119                    -                      -                   -                        763                     -                        356                     -                    -                   -  
B. Non-Residents              122,753             122,753                   -                7,584                 -                   28,419                    -                   86,750                    -                   -                  -  
(1) Off-Shore Banking Units                     101                    101                    -                      -                   -                        101                     -                           -                       -                    -                   -  
(2) Others              122,652             122,652                    -                7,584                 -                   28,318                     -                   86,750                     -                    -                   -  
Total       292,677,044      292,413,761          263,283       7,132,947                 -          210,739,813           132,191          74,541,002           131,092                 -                  -  
                        (0)                       (0)                     0                    (0)                 -                            0                      0                         (0)                      0                  -                   -  
Notes: Details may not add up to the total due to rounding.
a/  Long-term Negotiable Certificates of Deposits
b/  Foreign Currency Deposit Unit/Expanded FCDU
c/  Fully Insured refers to the deposit accounts with balances up to P500,000.
d/  Partially Insured refers to the deposit accounts with balances of more than P500,000 with insured amount up to P500,000 only.
Source:  Financial Reporting Package - Schedule of Deposit Liabilities (Schedules 22 and 22a)
Updated on 7 June 2024