DOMESTIC DEPOSIT LIABILITIESa/ BY SIZE OF ACCOUNT AND TYPE OF DEPOSITOR
As of 31 December 2024
(Accounts in Absolute Figures; Amounts in Thousands of Pesos)
Caveat:
Banks are accountable for the accuracy of financial reports from which industry statistics are derived. Timing differences in data generation principally account for the differences that these statistics may have with reports of other agencies and other PDIC reports containing similar data.
PHILIPPINE BANKING SYSTEM
       TOTAL DEPOSITS   DEMAND AND NOW DEPOSITS   DEMAND DEPOSITS   NOW   TOTAL SAVINGS DEPOSITS   Regular Savings Account   Kiddie & Teens Savings Account   Basic Deposit Account   PERA   Other Savings Account   TIME AND LTNCD DEPOSITS   TIME DEPOSITS  LTNCDs b/
   GRAND TOTAL   PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/
DEPOSIT SIZE  Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount 
                                                                                                             
I.  By Size of Account                                                                                                            
P        5,000.00 & below   109,277,892          46,273,245   108,429,881           45,597,619      848,011             675,626       1,533,411             1,484,175          2,955                 1,912       1,532,733             1,482,371          2,955                 1,912               678            1,804               -                 -     106,684,712           43,965,312      758,302             633,053     79,939,988        33,280,828      758,157             632,830     1,173,859        1,051,631              63                94  24,382,601     9,290,738              -                   -                 -                   -                -                 -      1,188,264              342,116               82                 129         211,758                148,132        86,754               40,661         211,758                148,132        86,754               40,661                  -                        -                 -                  -  
P        5,000.01 - P      10,000       6,733,501          46,772,011       6,671,412           46,350,084        62,089             421,927          524,232             3,711,722             290                 2,053          523,481             3,706,720             290                 2,053               751            5,002               -                 -         6,101,887           42,304,359        57,559             392,062       5,133,852        35,644,719        57,370             390,742        147,659        1,005,162            147           1,002       747,539     5,175,254              -                   -                 -                   -                -                 -           72,837              479,224               42                 318           45,293                334,003          4,240               27,812           45,293                334,003          4,240               27,812                  -                        -                 -                  -  
P      10,000.01 - P      15,000       4,415,043          52,186,336       4,374,154           51,687,337        40,889             498,999          351,571             4,127,941             213                 2,677          351,392             4,125,789             213                 2,677               179            2,151               -                 -         3,992,631           47,209,788        39,264             479,944       3,598,326        42,501,293        39,148             478,493          98,612        1,168,289              91           1,129       254,194     3,055,450              -                   -                 -                   -                -                 -           41,499              484,756               25                 322           29,952                349,609          1,412               16,378           29,952                349,609          1,412               16,378                  -                        -                 -                  -  
P      15,000.01 - P      20,000       2,334,530          40,011,815       2,309,862           39,581,289        24,668             430,526          186,632             3,211,375             160                 2,805          186,520             3,209,427             160                 2,805               112            1,949               -                 -         2,105,358           36,048,671        23,883             416,509       1,897,180        32,506,246        23,785             414,801          57,031           972,273              65           1,124       129,802     2,205,872              -                   -                 -                   -                -                 -           21,345              364,279               33                 584           17,872                321,242             625               11,213           17,872                321,242             625               11,213                  -                        -                 -                  -  
P      20,000.01 - P      30,000       3,505,695          84,972,358       3,408,306           82,277,864        97,389          2,694,494          378,186             9,187,544             270                 6,746          378,047             9,184,071             270                 6,746               139            3,474               -                 -         3,001,087           72,381,482        96,121          2,662,208       2,752,828        66,398,512        95,940          2,657,466          81,979        1,974,079            103           2,736       125,502     3,030,870              -                   -                 -                   -                -                 -           40,778              978,021               78              2,006           29,033                708,838             998               25,540           29,033                708,838             998               25,540                  -                        -                 -                  -  
P      30,000.01 - P      40,000       2,156,927          73,728,217       2,058,066           70,358,430        98,861          3,369,786          215,165             7,344,653             238                 8,349          215,084             7,341,863             238                 8,349                 81            2,790               -                 -         1,826,942           62,465,429        98,198          3,346,403       1,666,933        56,980,356        98,007          3,339,807          51,636        1,763,476            123           4,266         78,688     2,714,530              -                   -                 -                   -                -                 -           29,685           1,007,068               68              2,330           15,959                548,348             425               15,034           15,959                548,348             425               15,034                  -                        -                 -                  -  
P      40,000.01 - P      50,000       1,530,213          68,113,866       1,475,346           65,669,578        54,867          2,444,288          148,618             6,622,912             185                 8,293          148,553             6,620,000             185                 8,293                 65            2,911               -                 -         1,294,337           57,480,833        54,082          2,408,079       1,168,177        51,841,153        53,948          2,402,128          35,045        1,549,264              95           4,202         71,716     3,230,325              -                   -                 -                   -                -                 -           19,399              860,091               39              1,750           32,391             1,565,833             600               27,916           31,780             1,535,283             600               27,916               611              30,550               -                  -  
P      50,000.01 - P      60,000       1,311,670          70,815,271       1,253,712           67,566,757        57,958          3,248,514          151,950             8,158,800             205               11,281          151,893             8,155,700             205               11,281                 57            3,100               -                 -         1,071,557           57,804,758        54,085          3,024,506       1,017,486        54,893,559        53,765          3,006,204          30,845        1,663,923              88           4,932                 -                    -                -                   -                 -                   -                -                 -           23,226           1,247,276             232            13,370           30,205             1,603,198          3,668             212,727           30,171             1,601,158          3,668             212,727                 34                2,040               -                  -  
P      60,000.01 - P      80,000       1,586,472        109,122,142       1,504,001         103,432,058        82,471          5,690,084          170,264           11,669,391             280               19,635          170,182           11,663,649             280               19,635                 82            5,741               -                 -         1,315,778           90,513,520        74,193          5,127,632       1,252,406        86,157,939        73,646          5,090,500          37,280        2,561,026            159         10,961                 -                    -                -                   -                 -                   -                -                 -           26,092           1,794,555             388            26,172           17,959             1,249,147          7,998             542,817           17,910             1,245,590          7,998             542,817                 49                3,558               -                  -  
P      80,000.01 - P    100,000       1,135,766        101,834,781       1,075,192           96,411,327        60,574          5,423,454          120,861           10,769,728             246               22,198          120,780           10,762,484             246               22,198                 81            7,244               -                 -            880,755           78,395,203        51,678          4,628,993          840,012        74,772,662        51,351          4,599,781          22,713        2,014,151              87           7,813                 -                    -                -                   -                 -                   -                -                 -           18,030           1,608,390             240            21,400           73,576             7,246,395          8,650             772,263           72,204             7,109,233          8,650             772,263            1,372            137,163               -                  -  
P    100,000.01 - P    150,000       2,026,914        242,352,308       1,917,403         228,737,412      109,511        13,614,896          228,475           27,276,046             538               66,388          228,376           27,264,015             538               66,388                 99          12,031               -                 -         1,623,247         193,844,793        91,094        11,236,478       1,536,268      183,524,163        90,462        11,156,601          41,531        4,940,857            136         16,980                 -                    -                -                   -                 -                   -                -                 -           45,448           5,379,773             496            62,898           65,681             7,616,572        17,879          2,312,029           65,135             7,549,283        17,879          2,312,029               546              67,288               -                  -  
P    150,000.01 - P    200,000       1,080,737        186,022,537       1,003,578         172,722,731        77,159        13,299,806          131,076           22,484,625             405               70,881          131,011           22,473,428             405               70,881                 65          11,197               -                 -            835,950         143,580,562        67,584        11,628,259          792,744      136,179,030        59,538        10,335,916          18,838        3,216,540              94         16,195                 -                    -                -                   -                 -                   -                -                 -           24,368           4,184,992          7,952       1,276,149           36,552             6,657,544          9,170          1,600,666           35,456             6,438,940          9,170          1,600,666            1,096            218,604               -                  -  
P    200,000.01 - P    250,000          826,740        182,721,743          775,109         171,137,070        51,631        11,584,674          101,272           22,397,898             297               66,522          101,230           22,388,571             297               66,522                 42            9,327               -                 -            639,798         141,196,364        44,533          9,984,618          603,772      133,272,618        44,253          9,922,224          13,197        2,905,259              63         13,999                 -                    -                -                   -                 -                   -                -                 -           22,829           5,018,487             217            48,395           34,039             7,542,807          6,801          1,533,534           33,781             7,478,661          6,801          1,533,534               258              64,146               -                  -  
P    250,000.01 - P    300,000          559,084        152,696,280          513,733         140,137,880        45,351        12,558,399            74,785           20,349,564             303               83,595            74,753           20,340,736             303               83,595                 32            8,828               -                 -            414,108         112,775,390        37,239        10,279,364          391,417      106,599,930        37,000        10,213,325            7,746        2,104,434              42         11,570                 -                    -                -                   -                 -                   -                -                 -           14,945           4,071,026             197            54,469           24,840             7,012,926          7,809          2,195,440           24,174             6,813,429          7,809          2,195,440               666            199,498               -                  -  
P    300,000.01 - P    400,000          859,152        296,151,413          760,097         260,327,148        99,055        35,824,265          115,150           39,441,246             478             166,255          115,106           39,426,062             478             166,255                 44          15,183               -                 -            611,632         209,361,089        87,876        32,009,189          575,622      197,076,251        87,545        31,895,324          10,648        3,626,215              66         22,759                 -                    -                -                   -                 -                   -                -                 -           25,362           8,658,622             265            91,106           33,315           11,524,813        10,701          3,648,820           33,052           11,423,136        10,701          3,648,820               263            101,677               -                  -  
P    400,000.01 - P    500,000          639,168        287,044,611          588,445         264,688,830        50,723        22,355,781            84,112           37,342,799             351             157,919            84,081           37,329,004             351             157,919                 31          13,795               -                 -            423,759         188,242,867        42,059        18,559,176          395,719      175,691,943        36,480        16,286,698            6,208        2,745,486              47         21,013                 -                    -                -                   -                 -                   -                -                 -           21,832           9,805,438          5,532       2,251,465           80,574           39,103,165          8,313          3,638,686           78,247           37,942,113          8,313          3,638,686            2,327         1,161,052               -                  -  
P    500,000.01 - P    750,000          946,241        565,201,302          839,362         498,508,034      106,879        66,693,267          145,920           87,615,369             592             364,368          145,859           87,579,852             592             364,368                 61          35,517               -                 -            629,556         374,763,039        82,645        51,894,598          581,777      346,855,938        78,630        49,178,399            8,860        5,177,098              70         42,558                 -                    -                -                   -                 -                   -                -                 -           38,919         22,730,003          3,945       2,673,641           63,886           36,129,626        23,642        14,434,302           63,661           35,985,606        23,642        14,434,302               225            144,020               -                  -  
P    750,000.01 - P 1,000,000          463,746        406,825,300          413,351         362,127,758        50,395        44,697,542            86,289           74,128,414             364             313,804            86,255           74,099,576             364             313,804                 34          28,839               -                 -            272,470         235,336,491        41,707        37,092,800          253,816      219,146,150        39,714        35,148,155            2,861        2,450,009              33         27,876                 -                    -                -                   -                 -                   -                -                 -           15,793         13,740,331          1,960       1,916,769           54,592           52,662,853          8,324          7,290,938           51,533           49,618,905          8,324          7,290,938            3,059         3,043,948               -                  -  
P 1,000,000.01 - P 1,500,000          606,740        721,046,194          522,021         617,189,880        84,719      103,856,314          116,285         139,289,716             412             496,980          116,249         139,246,621             412             496,980                 36          43,094               -                 -            336,519         398,113,842        49,628        61,971,444          307,191      363,897,268        47,022        58,429,849            3,126        3,630,166              24         29,412                 -                    -                -                   -                 -                   -                -                 -           26,202         30,586,408          2,582       3,512,183           69,217           79,786,323        34,679        41,387,890           68,692           79,048,474        34,679        41,387,890               525            737,849               -                  -  
P 1,500,000.01 - P 2,000,000          266,994        462,697,353          235,516         407,522,039        31,478        55,175,314            64,544         110,518,981             205             356,502            64,525         110,486,823             205             356,502                 19          32,158               -                 -            137,520         236,002,884        24,766        43,537,894          125,874      216,038,870        23,470        41,013,775            1,006        1,703,254              12         20,484                 -                    -                -                   -                 -                   -                -                 -           10,640         18,260,760          1,284       2,503,636           33,452           61,000,173          6,507        11,280,917           32,278           58,669,743          6,507        11,280,917            1,174         2,330,430               -                  -  
P 2,000,000.01 - P 3,000,000          309,557        747,122,614          271,078         651,582,299        38,479        95,540,315            77,704         186,519,196             244             593,693            77,685         186,471,706             244             593,693                 19          47,490               -                 -            149,057         355,894,673        25,886        63,881,530          128,469      307,387,731        25,020        61,683,737               857        2,011,840              18         45,438                 -                    -                -                   -                 -                   -                -                 -           19,731         46,495,102             848       2,152,354           44,317         109,168,430        12,349        31,065,093           43,603         107,154,110        12,349        31,065,093               714         2,014,320               -                  -  
P 3,000,000.01 - P 4,000,000          155,548        532,122,793          135,938         464,760,698        19,610        67,362,096            44,294         151,465,108             126             439,651            44,288         151,444,772             126             439,651                   6          20,336               -                 -              68,599         234,086,500        13,773        47,420,200            59,190      202,098,128        12,670        43,542,910               236           794,033                4         13,120                 -                    -                -                   -                 -                   -                -                 -             9,173         31,194,339          1,099       3,864,170           23,045           79,209,090          5,711        19,502,244           22,815           78,325,872          5,711        19,502,244               230            883,218               -                  -  
P 4,000,000.01 - P 5,000,000          106,199        482,198,091            95,369         433,811,464        10,830        48,386,628            27,980         124,845,269             112             502,860            27,978         124,836,683             112             502,860                   2            8,587               -                 -              39,237         174,546,267          7,269        32,216,706            33,570      149,252,875          7,227        32,024,966               118           519,843                3         13,826                 -                    -                -                   -                 -                   -                -                 -             5,549         24,773,549               39          177,914           28,152         134,419,927          3,449        15,667,062           27,400         130,680,320          3,449        15,667,062               752         3,739,607               -                  -  
Over P 5,000,000          517,155   14,337,896,794          437,879    11,745,750,524        79,276   2,592,146,270          163,940      4,423,290,441          1,030        80,667,606          163,925      4,422,986,570          1,030        80,667,606                 15        303,872               -                 -            147,205      3,850,678,482        32,055      937,338,126          118,071   2,722,887,826        30,530      891,753,954               318        2,787,690                5         33,515                 -                    -                -                   -                 -                   -                -                 -           28,816    1,125,002,966          1,520     45,550,657         126,734      3,471,781,601        46,191   1,574,140,538         125,815      3,456,973,941        46,191   1,574,140,538               919       14,807,660               -                  -  
                                                                                                             
Total Domestic Deposits   143,351,684   20,295,929,374   141,068,811    17,087,936,109   2,282,873   3,207,993,265       5,242,716      5,533,252,914        10,499        84,432,972       5,239,986      5,532,626,494        10,499        84,432,972            2,730        626,420               -                 -     134,603,701      7,436,992,599   1,955,479   1,392,169,772   105,170,688   5,994,885,984   1,924,678   1,325,598,585     1,852,209      54,336,001         1,638       367,003  25,790,042   28,703,039              -                   -                -                   -                -                 -      1,790,762    1,359,067,573        29,163     66,204,184      1,222,394      4,117,690,597      316,895   1,731,390,521      1,207,574      4,088,003,970      316,895   1,731,390,521          14,820       29,686,627              -                  -  
Fully Insured d/   139,979,504     2,040,818,933   138,118,297      1,906,683,413   1,861,207      134,135,520       4,515,760         235,580,419          7,414             697,509       4,513,222         235,473,891          7,414             697,509            2,538        106,528               -                 -     132,823,538      1,577,570,420   1,677,750      116,816,474   103,562,730   1,467,321,199   1,660,395      112,822,840     1,834,827      35,262,067         1,469       140,774  25,790,042   28,703,039              -                   -                 -                   -                -                 -      1,635,939         46,284,115        15,886       3,852,860         778,999           93,532,574      176,043        16,621,537         771,777           91,546,999      176,043        16,621,537            7,222         1,985,575               -                  -  
Partially Insured e/       3,372,180     1,686,090,000       2,950,514      1,475,257,000      421,666      210,833,000          726,956         363,478,000          3,085          1,542,500          726,764         363,382,000          3,085          1,542,500               192          96,000               -                 -         1,780,163         890,081,500      277,729      138,864,500       1,607,958      803,979,000      264,283      132,141,500          17,382        8,691,000            169         84,500                 -                    -                -                   -                 -                   -                -                 -         154,823         77,411,500        13,277       6,638,500         443,395         221,697,500      140,852        70,426,000         435,797         217,898,500      140,852        70,426,000            7,598         3,799,000               -                  -  
Total Insured   143,351,684     3,726,908,933   141,068,811      3,381,940,413   2,282,873      344,968,520       5,242,716         599,058,419        10,499          2,240,009       5,239,986         598,855,891        10,499          2,240,009            2,730        202,528               -                 -     134,603,701      2,467,651,920   1,955,479      255,680,974   105,170,688   2,271,300,199   1,924,678      244,964,340     1,852,209      43,953,067         1,638       225,274  25,790,042   28,703,039              -                   -                -                   -                -                 -      1,790,762       123,695,615        29,163     10,491,360      1,222,394         315,230,074      316,895        87,047,537      1,207,574         309,445,499      316,895        87,047,537          14,820         5,784,575              -                  -  
                                                                                                             
% to Total Domestic Deposits                                                                                                            
Fully Insured d/ 97.65% 10.06% 97.91% 11.16% 81.53% 4.18% 86.13% 4.26% 70.62% 0.83% 86.13% 4.26% 70.62% 0.83% 92.97% 17.01% 0.00% 0.00% 98.68% 21.21% 85.80% 8.39% 98.47% 24.48% 86.27% 8.51% 99.06% 64.90% 89.68% 38.36% 100.00% 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 91.35% 3.41% 54.47% 5.82% 63.73% 2.27% 55.55% 0.96% 63.91% 2.24% 55.55% 0.96% 48.73% 6.69% 0.00% 0.00%
Partially Insured e/ 2.35% 8.31% 2.09% 8.63% 18.47% 6.57% 13.87% 6.57% 29.38% 1.83% 13.87% 6.57% 29.38% 1.83% 7.03% 15.33% 0.00% 0.00% 1.32% 11.97% 14.20% 9.97% 1.53% 13.41% 13.73% 9.97% 0.94% 15.99% 10.32% 23.02% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 8.65% 5.70% 45.53% 10.03% 36.27% 5.38% 44.45% 4.07% 36.09% 5.33% 44.45% 4.07% 51.27% 12.80% 0.00% 0.00%
Total Insured 100.00% 18.36% 100.00% 19.79% 100.00% 10.75% 100.00% 10.83% 100.00% 2.65% 100.00% 10.82% 100.00% 2.65% 100.00% 32.33% 0.00% 0.00% 100.00% 33.18% 100.00% 18.37% 100.00% 37.89% 100.00% 18.48% 100.00% 80.89% 100.00% 61.38% 100.00% 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 100.00% 9.10% 100.00% 15.85% 100.00% 7.66% 100.00% 5.03% 100.00% 7.57% 100.00% 5.03% 100.00% 19.49% 0.00% 0.00%
                                                                                                             
II. By Type of Depositor                                                                                                            
A. Residents     20,126,445,357      16,994,624,406     3,131,820,951        5,503,993,815          81,462,780        5,503,367,395          81,462,780          626,420                 -          7,381,041,481     1,350,448,692                                                4,109,589,110     1,699,909,479        4,079,902,483     1,699,909,479         29,686,627                  -  
(1) Government       2,465,415,379        2,322,978,281        142,437,098        1,547,475,526                      194        1,547,475,526                      194                    -                   -             704,231,666          13,354,297                                                     71,271,089        129,082,606             71,269,089        129,082,606                  2,000                  -  
(2) Banks          489,619,057           468,523,225          21,095,832             39,471,566                 31,071             39,469,463                 31,071              2,103                 -             398,339,661          10,318,040                                                     30,711,999          10,746,721             30,542,402          10,746,721              169,597                  -  
(3) Private Corporations       6,598,718,640        5,387,720,131     1,210,998,510        2,571,148,784          72,707,548        2,570,949,417          72,707,548          199,367                 -          1,582,980,947        626,451,288                                                1,233,590,399        511,839,673        1,231,612,868        511,839,673           1,977,532                  -  
(4) Individuals       9,861,406,090        8,191,991,063     1,669,415,027        1,337,739,187            2,111,491        1,337,314,237            2,111,491          424,950                 -          4,652,308,802        693,873,968                                                2,201,943,074        973,429,568        2,180,044,179        973,429,568         21,898,894                  -  
(5) Trust Department          711,286,191           623,411,707          87,874,485               8,158,752            6,612,475               8,158,752            6,612,475                    -                   -               43,180,406            6,451,099                                                   572,072,548          74,810,910           566,433,944          74,810,910           5,638,604                  -  
B. Non-Residents          169,484,018             93,311,705          76,172,313             29,259,106            2,970,192             29,259,106            2,970,192                   -                   -               55,951,115          41,721,080                                                       8,101,484          31,481,042               8,101,484          31,481,042                       -                    -  
(1) Banks                 127,714                    24,110               103,604                      6,350                   1,066                      6,350                   1,066                    -                   -                      17,759               102,538                                                                   -                           -                             -                           -                          -                    -  
(2) Others          169,356,304             93,287,595          76,068,709             29,252,756            2,969,125             29,252,756            2,969,125                    -                   -               55,933,356          41,618,542                                                       8,101,484          31,481,042               8,101,484          31,481,042                        -                    -  
Total     20,295,929,374      17,087,936,109     3,207,993,265        5,533,252,914          84,432,972        5,532,626,494          84,432,972          626,420                 -          7,436,992,599     1,392,169,772                                                4,117,690,597     1,731,390,521        4,088,003,970     1,731,390,521         29,686,627                  -  
                                                                                                             
 Notes:  
a/ Domestic deposits include Islamic deposits and exclude deposits in overseas branches of Philippine Banks. Details may not add up to the total due to rounding.
b/  Long-term Negotiable Certificates of Deposits
c/  Foreign Currency Deposit Unit/Expanded FCDU
d/  Fully Insured refers to the deposit accounts with balances up to P500,000.
e/  Partially Insured refers to the deposit accounts with balances of more than P500,000 with insured amount up to P500,000 only.
Source:  Financial Reporting Package - Schedule of Deposit Liabilities (Schedules 22 and 22a)
Processed on 19 March 2025