DOMESTIC DEPOSIT LIABILITIESa/ BY SIZE OF ACCOUNT AND TYPE OF DEPOSITOR
As of 30 September 2024
(Accounts in Absolute Figures; Amounts in Thousands of Pesos)
Caveat:
Banks are accountable for the accuracy of financial reports from which industry statistics are derived. Timing differences in data generation principally account for the differences that these statistics may have with reports of other agencies and other PDIC reports containing similar data.
PHILIPPINE BANKING SYSTEM
       TOTAL DEPOSITS   DEMAND AND NOW DEPOSITS   DEMAND DEPOSITS   NOW   TOTAL SAVINGS DEPOSITS   Regular Savings Account   Kiddie & Teens Savings Account   Basic Deposit Account   PERA   Other Savings Account   TIME AND LTNCD DEPOSITS   TIME DEPOSITS  LTNCDs b/
   GRAND TOTAL   PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/
DEPOSIT SIZE  Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount 
                                                                                                             
I.  By Size of Account                                                                                                            
P        5,000.00 & below   106,876,442          45,851,455   106,541,534           45,618,738      334,908             232,716       1,642,680             1,656,863          2,391                 1,659       1,642,015             1,655,118          2,391                 1,659               665            1,745               -                 -     104,692,716           43,805,696      268,258             199,963     78,418,642        33,102,281      268,103             199,766     1,227,511        1,085,414              61                93  23,892,362     9,282,380              -                   -                 -                   -                -                 -      1,154,201              335,621               94                 105         206,138                156,180        64,259               31,094         206,138                156,180        64,259               31,094                  -                        -                 -                  -  
P        5,000.01 - P      10,000       6,321,407          43,759,920       6,260,889           43,352,873        60,518             407,047          548,449             3,862,120             271                 1,912          547,735             3,857,318             271                 1,912               714            4,803               -                 -         5,666,844           39,154,444        57,132             384,074       4,696,361        32,470,432        56,951             382,844        150,837        1,027,611            142              956       745,043     5,168,046              -                   -                 -                   -                -                 -           74,603              488,355               39                 274           45,596                336,309          3,115               21,060           45,596                336,309          3,115               21,060                  -                        -                 -                  -  
P      10,000.01 - P      15,000       3,981,068          46,980,645       3,940,991           46,496,511        40,077             484,134          335,322             3,937,451             211                 2,637          335,126             3,935,089             211                 2,637               196            2,362               -                 -         3,574,961           42,201,619        39,001             471,262       3,179,208        37,469,320        38,862             469,556          99,993        1,184,352            105           1,302       255,327     3,073,801              -                   -                 -                   -                -                 -           40,433              474,146               34                 404           30,708                357,441             865               10,235           30,708                357,441             865               10,235                  -                        -                 -                  -  
P      15,000.01 - P      20,000       2,002,513          34,301,726       1,978,772           33,887,886        23,741             413,840          167,678             2,880,217             142                 2,487          167,567             2,878,290             142                 2,487               111            1,927               -                 -         1,793,161           30,686,392        22,996             400,410       1,585,163        27,139,400        22,903             398,792          57,653           983,072              58              993       129,433     2,207,216              -                   -                 -                   -                -                 -           20,912              356,704               35                 625           17,933                321,278             603               10,943           17,933                321,278             603               10,943                  -                        -                 -                  -  
P      20,000.01 - P      30,000       2,968,439          72,104,758       2,861,616           69,189,293      106,823          2,915,465          320,824             7,852,037             264                 6,568          320,673             7,848,307             264                 6,568               151            3,730               -                 -         2,512,004           60,635,991      105,900          2,891,594       2,263,878        54,644,670      105,704          2,886,518          82,412        1,984,432            114           2,993       126,297     3,060,847              -                   -                 -                   -                -                 -           39,417              946,041               82              2,082           28,788                701,266             659               17,303           28,788                701,266             659               17,303                  -                        -                 -                  -  
P      30,000.01 - P      40,000       2,298,963          79,353,183       1,745,739           59,714,605      553,224        19,638,577          183,275             6,260,444             220                 7,728          183,196             6,257,696             220                 7,728                 79            2,747               -                 -         1,546,465           52,906,268      552,671        19,618,487       1,388,281        47,480,992      552,480        19,611,883          51,371        1,755,055            134           4,658         77,897     2,688,967              -                   -                 -                   -                -                 -           28,916              981,254               57              1,946           15,999                547,894             333               12,363           15,999                547,894             333               12,363                  -                        -                 -                  -  
P      40,000.01 - P      50,000       1,317,367          58,688,224       1,267,684           56,456,552        49,683          2,231,672          131,648             5,879,689             193                 8,702          131,568             5,876,159             193                 8,702                 80            3,531               -                 -         1,105,933           49,126,590        48,932          2,196,900          984,509        43,696,490        48,796          2,190,822          34,981        1,547,773              83           3,693         67,473     3,040,313              -                   -                 -                   -                -                 -           18,970              842,014               53              2,385           30,103             1,450,272             558               26,070           29,492             1,419,722             558               26,070               611              30,550               -                  -  
P      50,000.01 - P      60,000       1,161,878          62,717,835       1,100,243           59,292,517        61,635          3,425,318          138,797             7,455,172             167                 9,107          138,750             7,452,590             167                 9,107                 47            2,583               -                 -            931,372           50,242,735        56,419          3,126,790          878,415        47,389,264        56,036          3,105,166          30,477        1,645,371            100           5,557                 -                    -                -                   -                 -                   -                -                 -           22,480           1,208,101             283            16,066           30,074             1,594,610          5,049             289,421           30,040             1,592,570          5,049             289,421                 34                2,040               -                  -  
P      60,000.01 - P      80,000       1,412,112          97,206,400       1,332,409           91,679,145        79,703          5,527,255          155,946           10,690,990             286               19,810          155,876           10,686,166             286               19,810                 70            4,824               -                 -         1,158,443           79,735,668        72,312          5,021,596       1,096,064        75,447,042        71,798          4,986,490          36,868        2,532,492            148         10,207                 -                    -                -                   -                 -                   -                -                 -           25,511           1,756,134             366            24,899           18,020             1,252,487          7,105             485,850           17,971             1,248,929          7,105             485,850                 49                3,558               -                  -  
P      80,000.01 - P    100,000       1,031,335          92,488,894          973,423           87,334,680        57,912          5,154,213          112,157             9,997,289             218               19,503          112,096             9,991,874             218               19,503                 61            5,415               -                 -            789,908           70,314,293        48,983          4,367,906          749,634        66,731,346        48,678          4,340,703          22,250        1,974,100              81           7,292                 -                    -                -                   -                 -                   -                -                 -           18,024           1,608,846             224            19,911           71,358             7,023,098          8,711             766,805           69,487             6,836,047          8,711             766,805            1,871            187,051               -                  -  
P    100,000.01 - P    150,000       1,878,316        224,583,138       1,766,110         210,769,917      112,206        13,813,221          215,556           25,734,744             568               70,234          215,449           25,721,750             568               70,234               107          12,994               -                 -         1,484,738         177,405,580        92,858        11,395,461       1,399,098      167,240,021        92,196        11,311,959          40,911        4,869,116            146         18,109                 -                    -                -                   -                 -                   -                -                 -           44,729           5,296,444             516            65,393           65,816             7,629,592        18,780          2,347,527           65,210             7,553,306        18,780          2,347,527               606              76,286               -                  -  
P    150,000.01 - P    200,000       1,018,714        175,447,698          941,248         162,108,144        77,466        13,339,554          126,456           21,698,805             366               63,354          126,401           21,689,335             366               63,354                 55            9,470               -                 -            777,743         133,657,026        67,698        11,635,875          735,145      126,355,253        59,695        10,379,138          18,530        3,165,006              93         16,249                 -                    -                -                   -                 -                   -                -                 -           24,068           4,136,766          7,910       1,240,488           37,049             6,752,313          9,402          1,640,325           35,656             6,474,333          9,402          1,640,325            1,393            277,979               -                  -  
P    200,000.01 - P    250,000          784,872        173,487,325          734,710         162,234,042        50,162        11,253,283            97,635           21,599,628             331               74,354            97,599           21,591,604             331               74,354                 36            8,025               -                 -            602,338         132,929,532        43,212          9,687,988          566,613      125,071,119        42,949          9,629,134          13,039        2,872,350              60         13,392                 -                    -                -                   -                 -                   -                -                 -           22,686           4,986,063             203            45,462           34,737             7,704,881          6,619          1,490,941           34,414             7,624,490          6,619          1,490,941               323              80,391               -                  -  
P    250,000.01 - P    300,000          538,621        147,116,914          491,228         134,035,438        47,393        13,081,476            72,733           19,798,916             288               79,125            72,701           19,790,204             288               79,125                 32            8,712               -                 -            393,041         107,045,403        37,970        10,448,773          370,361      100,876,207        37,726        10,381,396            7,773        2,109,613              49         13,566                 -                    -                -                   -                 -                   -                -                 -           14,907           4,059,584             195            53,811           25,454             7,191,119          9,135          2,553,578           24,594             6,933,441          9,135          2,553,578               860            257,679               -                  -  
P    300,000.01 - P    400,000          836,959        288,519,708          728,471         249,585,433      108,488        38,934,275          111,669           38,278,411             470             164,168          111,623           38,262,311             470             164,168                 46          16,100               -                 -            582,811         199,532,153        98,152        35,373,673          546,924      187,282,823        92,356        33,111,991          10,432        3,552,734              65         22,788                 -                    -                -                   -                 -                   -                -                 -           25,455           8,696,597          5,731       2,238,895           33,991           11,774,868          9,866          3,396,434           33,655           11,644,850          9,866          3,396,434               336            130,018               -                  -  
P    400,000.01 - P    500,000          613,625        275,910,990          569,940         256,458,925        43,685        19,452,064            82,420           36,603,049             373             166,619            82,392           36,590,812             373             166,619                 28          12,237               -                 -            404,973         179,914,283        35,297        15,793,880          376,976      167,374,414        35,076        15,695,809            6,256        2,769,974              31         13,667                 -                    -                -                   -                 -                   -                -                 -           21,741           9,769,894             190            84,405           82,547           39,941,594          8,015          3,491,565           79,685           38,513,363          8,015          3,491,565            2,862         1,428,231               -                  -  
P    500,000.01 - P    750,000          918,903        548,081,991          811,234         481,803,968      107,669        66,278,023          143,527           86,214,841             642             391,770          143,452           86,169,088             642             391,770                 75          45,753               -                 -            603,672         359,365,495        83,269        51,636,803          556,125      331,611,078        79,119        48,912,650            8,713        5,100,827              83         51,011                 -                    -                -                   -                 -                   -                -                 -           38,834         22,653,591          4,067       2,673,142           64,035           36,223,632        23,758        14,249,450           63,753           36,043,476        23,758        14,249,450               282            180,155               -                  -  
P    750,000.01 - P 1,000,000          453,711        397,841,612          403,645         353,811,301        50,066        44,030,310            85,151           73,148,214             394             342,461            85,127           73,127,335             394             342,461                 24          20,879               -                 -            262,111         226,249,690        41,733        36,796,035          243,610      210,202,533        39,716        34,879,725            2,849        2,438,281              25         21,691                 -                    -                -                   -                 -                   -                -                 -           15,652         13,608,877          1,992       1,894,620           56,383           54,413,397          7,939          6,891,814           52,436           50,486,853          7,939          6,891,814            3,947         3,926,544               -                  -  
P 1,000,000.01 - P 1,500,000          591,345        701,571,859          506,104         598,534,801        85,241      103,037,058          113,347         135,700,897             430             525,986          113,321         135,670,183             430             525,986                 26          30,714               -                 -            323,898         383,479,978        50,077        61,885,766          294,616      349,288,202        47,329        58,256,727            3,039        3,533,218              25         29,694                 -                    -                -                   -                 -                   -                -                 -           26,243         30,658,558          2,723       3,599,345           68,859           79,353,926        34,734        40,625,306           68,198           78,423,130        34,734        40,625,306               661            930,796               -                  -  
P 1,500,000.01 - P 2,000,000          264,394        459,614,485          230,475         399,955,789        33,919        59,658,696            63,583         109,809,982             236             412,232            63,570         109,787,286             236             412,232                 13          22,696               -                 -            133,235         228,659,734        25,149        43,840,717          121,776      209,019,705        23,826        41,335,771               979        1,655,419              11         19,170                 -                    -                -                   -                 -                   -                -                 -           10,480         17,984,611          1,312       2,485,777           33,657           61,486,073          8,534        15,405,747           32,181           58,554,374          8,534        15,405,747            1,476         2,931,699               -                  -  
P 2,000,000.01 - P 3,000,000          300,942        729,532,318          264,105         637,539,589        36,837        91,992,729            75,734         184,397,071             279             681,224            75,714         184,347,635             279             681,224                 20          49,436               -                 -            144,892         346,027,754        26,075        64,079,772          124,018      296,904,201        25,173        61,846,134               832        1,955,624              20         50,108                 -                    -                -                   -                 -                   -                -                 -           20,042         47,167,929             882       2,183,531           43,479         107,114,764        10,483        27,231,732           42,568         104,530,807        10,483        27,231,732               911         2,583,957               -                  -  
P 3,000,000.01 - P 4,000,000          151,661        520,323,382          131,947         452,728,643        19,714        67,594,739            43,323         149,425,696             134             470,615            43,316         149,401,806             134             470,615                   7          23,891               -                 -              66,695         227,708,805        13,653        46,737,128            57,315      195,833,026        12,466        42,675,878               230           776,811                4         14,321                 -                    -                -                   -                 -                   -                -                 -             9,150         31,098,968          1,183       4,046,930           21,929           75,594,141          5,927        20,386,996           21,652           74,529,219          5,927        20,386,996               277         1,064,922               -                  -  
P 4,000,000.01 - P 5,000,000          105,932        480,928,307            94,930         431,545,116        11,002        49,383,192            28,298         125,574,252             102             453,526            28,297         125,569,871             102             453,526                   1            4,380               -                 -              38,135         169,635,580          7,478        33,249,934            32,489      144,512,603          7,133        31,555,926               106           465,126                3         14,099                 -                    -                -                   -                 -                   -                -                 -             5,540         24,657,851             342       1,679,910           28,497         136,335,284          3,422        15,679,732           27,552         131,633,849          3,422        15,679,732               945         4,701,435               -                  -  
Over P 5,000,000          500,290   13,752,915,982          421,232    11,165,512,744        79,058   2,587,403,238          157,999      4,225,883,240          1,003        62,850,674          157,985      4,225,605,601          1,003        62,850,674                 14        277,639               -                 -            139,831      3,700,802,837        31,445      913,474,583          109,517   2,512,716,357        30,185      866,383,244               296        2,628,744                5         36,812                 -                    -                -                   -                 -                   -                -                 -           30,018    1,185,457,736          1,255     47,054,527         123,402      3,238,826,667        46,610   1,611,077,981         122,267      3,220,616,713        46,610   1,611,077,981            1,135       18,209,954               -                  -  
                                                                                                             
Total Domestic Deposits   138,329,809   19,509,328,747   136,098,679    16,289,646,651   2,231,130   3,219,682,096       5,154,207      5,314,340,020          9,979        66,826,455       5,151,549      5,313,763,427          9,979        66,826,455            2,658        576,593               -                 -     129,729,920      7,091,223,547   1,926,670   1,384,715,370   100,774,738   5,589,858,778   1,895,256   1,314,928,020     1,908,338      53,612,513         1,646       372,418  25,293,832   28,521,570              -                   -                -                   -                -                 -      1,753,012    1,419,230,686        29,768     69,414,932      1,214,552      3,884,083,084      294,481   1,768,140,271      1,195,973      3,847,079,840      294,481   1,768,140,271          18,579       37,003,245              -                  -  
Fully Insured d/   135,042,631     1,918,518,812   133,235,007      1,768,214,700   1,807,624      150,304,112       4,443,245         224,185,827          6,759             697,967       4,440,767         224,084,623          6,759             697,967            2,478        101,204               -                 -     128,017,451      1,449,293,672   1,647,791      133,014,631     99,235,272   1,339,771,073   1,630,309      129,081,967     1,891,294      35,058,464         1,470       135,513  25,293,832   28,521,570              -                   -                 -                   -                -                 -      1,597,053         45,942,566        16,012       3,797,151         774,311           94,735,201      153,074        16,591,513         765,366           92,261,418      153,074        16,591,513            8,945         2,473,782               -                  -  
Partially Insured e/       3,287,178     1,643,589,000       2,863,672      1,431,836,000      423,506      211,753,000          710,962         355,481,000          3,220          1,610,000          710,782         355,391,000          3,220          1,610,000               180          90,000               -                 -         1,712,469         856,234,500      278,879      139,439,500       1,539,466      769,733,000      264,947      132,473,500          17,044        8,522,000            176         88,000                 -                    -                -                   -                 -                   -                -                 -         155,959         77,979,500        13,756       6,878,000         440,241         220,120,500      141,407        70,703,500         430,607         215,303,500      141,407        70,703,500            9,634         4,817,000               -                  -  
Total Insured   138,329,809     3,562,107,812   136,098,679      3,200,050,700   2,231,130      362,057,112       5,154,207         579,666,827          9,979          2,307,967       5,151,549         579,475,623          9,979          2,307,967            2,658        191,204               -                 -     129,729,920      2,305,528,172   1,926,670      272,454,131   100,774,738   2,109,504,073   1,895,256      261,555,467     1,908,338      43,580,464         1,646       223,513  25,293,832   28,521,570              -                   -                -                   -                -                 -      1,753,012       123,922,066        29,768     10,675,151      1,214,552         314,855,701      294,481        87,295,013      1,195,973         307,564,918      294,481        87,295,013          18,579         7,290,782              -                  -  
                                                                                                             
% to Total Domestic Deposits                                                                                                            
Fully Insured d/ 97.62% 9.83% 97.90% 10.85% 81.02% 4.67% 86.21% 4.22% 67.73% 1.04% 86.20% 4.22% 67.73% 1.04% 93.23% 17.55% 0.00% 0.00% 98.68% 20.44% 85.53% 9.61% 98.47% 23.97% 86.02% 9.82% 99.11% 65.39% 89.31% 36.39% 100.00% 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 91.10% 3.24% 53.79% 5.47% 63.75% 2.44% 51.98% 0.94% 64.00% 2.40% 51.98% 0.94% 48.15% 6.69% 0.00% 0.00%
Partially Insured e/ 2.38% 8.42% 2.10% 8.79% 18.98% 6.58% 13.79% 6.69% 32.27% 2.41% 13.80% 6.69% 32.27% 2.41% 6.77% 15.61% 0.00% 0.00% 1.32% 12.07% 14.47% 10.07% 1.53% 13.77% 13.98% 10.07% 0.89% 15.90% 10.69% 23.63% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 8.90% 5.49% 46.21% 9.91% 36.25% 5.67% 48.02% 4.00% 36.00% 5.60% 48.02% 4.00% 51.85% 13.02% 0.00% 0.00%
Total Insured 100.00% 18.26% 100.00% 19.64% 100.00% 11.25% 100.00% 10.91% 100.00% 3.45% 100.00% 10.91% 100.00% 3.45% 100.00% 33.16% 0.00% 0.00% 100.00% 32.51% 100.00% 19.68% 100.00% 37.74% 100.00% 19.89% 100.00% 81.29% 100.00% 60.02% 100.00% 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 100.00% 8.73% 100.00% 15.38% 100.00% 8.11% 100.00% 4.94% 100.00% 7.99% 100.00% 4.94% 100.00% 19.70% 0.00% 0.00%
                                                                                                             
II. By Type of Depositor                                                                                                            
A. Residents     19,344,325,867      16,200,170,846     3,144,155,021        5,282,208,387          63,531,136        5,281,631,794          63,531,136          576,593                 -          7,041,419,146     1,346,145,288                                                3,876,543,313     1,734,478,596        3,839,540,068     1,734,478,596         37,003,245                  -  
(1) Government       2,712,650,658        2,571,314,971        141,335,687        1,552,896,643                      188        1,552,896,643                      188                    -                   -             946,122,383          20,602,233                                                     72,295,945        120,733,267             72,293,945        120,733,267                  2,000                  -  
(2) Banks          384,977,522           359,566,999          25,410,522             42,863,762            1,570,907             42,860,645            1,570,907              3,117                 -             286,658,189            9,621,952                                                     30,045,049          14,217,664             29,877,455          14,217,664              167,593                  -  
(3) Private Corporations       6,144,855,369        4,945,837,915     1,199,017,453        2,380,351,345          54,142,395        2,380,171,274          54,142,395          180,070                 -          1,386,856,012        626,395,397                                                1,178,630,558        518,479,661        1,176,303,831        518,479,661           2,326,727                  -  
(4) Individuals       9,457,704,650        7,776,282,814     1,681,421,836        1,296,006,000            2,195,082        1,295,612,595            2,195,082          393,405                 -          4,392,433,949        685,260,215                                                2,087,842,865        993,966,539        2,061,450,580        993,966,539         26,392,285                  -  
(5) Trust Department          644,137,668           547,168,146          96,969,522             10,090,637            5,622,564             10,090,637            5,622,564                    -                   -               29,348,613            4,265,492                                                   507,728,896          87,081,465           499,614,257          87,081,465           8,114,639                  -  
B. Non-Residents          165,002,894             89,475,819          75,527,075             32,131,640            3,295,319             32,131,640            3,295,319                   -                   -               49,804,411          38,570,082                                                       7,539,768          33,661,674               7,539,768          33,661,674                       -                    -  
(1) Banks                 127,270                    31,881                 95,389                    13,247                   1,219                    13,247                   1,219                    -                   -                      18,634                 94,170                                                                   -                           -                             -                           -                          -                    -  
(2) Others          164,875,624             89,443,937          75,431,687             32,118,393            3,294,100             32,118,393            3,294,100                    -                   -               49,785,777          38,475,912                                                       7,539,768          33,661,674               7,539,768          33,661,674                        -                    -  
Total     19,509,328,747      16,289,646,651     3,219,682,096        5,314,340,020          66,826,455        5,313,763,427          66,826,455          576,593                 -          7,091,223,547     1,384,715,370                                                3,884,083,084     1,768,140,271        3,847,079,840     1,768,140,271         37,003,245                  -  
                                                                                                             
 Notes:  
a/ Domestic deposits include Islamic deposits and exclude deposits in overseas branches of Philippine Banks. Details may not add up to the total due to rounding.
b/  Long-term Negotiable Certificates of Deposits
c/  Foreign Currency Deposit Unit/Expanded FCDU
d/  Fully Insured refers to the deposit accounts with balances up to P500,000.
e/  Partially Insured refers to the deposit accounts with balances of more than P500,000 with insured amount up to P500,000 only.
Source:  Financial Reporting Package - Schedule of Deposit Liabilities (Schedules 22 and 22a)
Processed on 19 December 2024