DOMESTIC DEPOSIT LIABILITIESa/ BY SIZE OF ACCOUNT AND TYPE OF DEPOSITOR
As of December 31, 2023
(Accounts in Absolute Figures; Amounts in Thousands of Pesos)
Caveat:
Banks are accountable for the accuracy of financial reports from which industry statistics are derived. Timing differences in data generation principally account for the differences that these statistics may have with reports of other agencies and other PDIC reports containing similar data.
PHILIPPINE BANKING SYSTEM
     TOTAL DEPOSITS   DEMAND/NOW DEPOSITS   SAVINGS DEPOSITS   TIME DEPOSITS  LTNCDs b/
   GRAND TOTAL   PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/
DEPOSIT SIZE  Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount 
                                             
By Size of Account                                          
P        5,000.00 & below     89,101,120          44,402,073     88,825,487          44,211,411      275,633              190,661   1,486,088          1,574,115         4,043            2,425     87,281,334        42,543,151      264,598             187,998       58,063               94,146         6,992                    239                2                     0               -               -  
P        5,000.01 - P      10,000       6,401,099          44,446,135       6,344,033          44,063,027        57,066              383,107      579,936          4,061,975            435            3,035       5,745,101        39,846,570        56,563             379,524       18,981             154,332              68                    548              15                 150               -               -  
P      10,000.01 - P      15,000       4,307,406          51,149,681       4,268,816          50,684,882        38,590              464,799      342,718          4,051,746            331            4,068       3,909,892        46,440,925        38,215             460,193       16,206             192,212              44                    538               -                      -                 -               -  
P      15,000.01 - P      20,000       2,314,389          39,693,664       2,292,122          39,306,349        22,267              387,315      177,103          3,047,545            214            3,688       2,104,764        36,071,100        21,990             382,545       10,242             187,443              63                 1,082              13                 260               -               -  
P      20,000.01 - P      30,000       3,226,572          78,164,980       3,120,949          75,295,126      105,623           2,869,854      322,789          7,881,067            380            9,479       2,780,858        66,984,789      105,134          2,857,577       17,296             429,090            109                 2,798                6                 180               -               -  
P      30,000.01 - P      40,000       1,960,376          67,040,480       1,870,577          63,963,409        89,799           3,077,071      186,993          6,397,755            325          11,379       1,674,213        57,240,141        89,279          3,058,383         9,370             325,473            195                 7,309                1                   40               -               -  
P      40,000.01 - P      50,000       1,779,416          77,993,934       1,345,102          59,856,559      434,314         18,137,375      134,292          6,000,073            264          11,823       1,185,784        52,636,178      433,891        18,118,461       22,616          1,099,814            159                 7,091         2,410          120,495               -               -  
P      50,000.01 - P      60,000       1,203,052          64,976,681       1,142,231          61,601,116        60,821           3,375,565      138,221          7,430,501            279          15,362          982,760        53,034,206        54,992          3,043,624       21,009          1,123,319         5,550             316,578            241            13,090               -               -  
P      60,000.01 - P      80,000       1,462,742        100,701,946       1,385,018          95,340,199        77,724           5,361,747      156,564        10,822,866            395          27,472       1,215,125        83,586,582        70,131          4,841,898       13,206             921,634         7,198             492,377            123              9,118               -               -  
P      80,000.01 - P    100,000       1,067,594          95,918,285       1,009,398          90,744,270        58,196           5,174,015      112,047        10,051,528            368          32,997          814,093        72,446,417        49,292          4,393,018       78,341          7,754,836         8,536             748,001         4,917          491,489               -               -  
P    100,000.01 - P    150,000       1,873,845        224,508,624       1,762,015        210,755,385      111,830         13,753,239      209,151        25,288,828            767          94,932       1,501,485      179,408,738        91,580        11,234,422       50,141          5,888,818       19,483          2,423,884         1,238          169,001               -               -  
P    150,000.01 - P    200,000       1,009,933        174,076,501          932,489        160,762,705        77,444         13,313,797      123,322        21,350,506            563          98,466          775,890      133,290,475        67,004        11,497,698       29,624          5,392,720         9,877          1,717,633         3,653          729,003               -               -  
P    200,000.01 - P    250,000          774,758        171,395,373          724,357        160,077,940        50,401         11,317,433        94,952        21,153,489            464        104,203          599,404      132,225,140        42,922          9,632,914       29,039          6,459,972         7,015          1,580,316            962          239,340               -               -  
P    250,000.01 - P    300,000          530,158        144,872,317          483,070        131,888,143        47,088         12,984,174        71,548        19,580,389            447        122,496          387,799      105,581,746        36,950        10,160,112       21,390          6,027,308         9,691          2,701,565         2,333          698,700               -               -  
P    300,000.01 - P    400,000          810,548        279,861,074          708,164        242,830,428      102,384         37,030,646      109,116        37,737,384            680        236,356          568,509      194,476,953        91,659        33,332,092       29,378        10,167,160       10,045          3,462,198         1,161          448,931               -               -  
P    400,000.01 - P    500,000          612,041        275,657,531          568,731        256,359,765        43,310         19,297,766        91,697        40,869,611            543        243,052          394,832      175,467,986        34,679        15,535,321       73,285        35,574,759         8,088          3,519,393         8,917       4,447,409               -               -  
P    500,000.01 - P    750,000          892,445        533,127,122          785,405        467,330,991      107,040         65,796,131      135,846        82,692,998            976        596,094          591,438      351,761,539        81,804        50,790,414       57,164        32,264,593       24,260        14,409,623            957          611,862               -               -  
P    750,000.01 - P 1,000,000          445,971        392,532,514          396,240        348,591,615        49,731         43,940,899        81,509        70,733,603            665        577,409          256,530      221,587,836        40,574        35,935,709       49,341        47,473,349         8,492          7,427,781         8,860       8,796,827               -               -  
P 1,000,000.01 - P 1,500,000          565,783        673,270,538          483,437        573,656,892        82,346         99,613,647      107,834      130,854,532            846     1,039,493          313,769      371,175,137        49,124        61,036,101       60,191        69,327,933       32,376        37,538,053         1,643       2,299,289               -               -  
P 1,500,000.01 - P 2,000,000          254,894        443,795,519          222,591        386,649,575        32,303         57,145,944        61,252      105,952,936            461        796,388          128,761      220,755,742        24,357        42,987,878       29,133        53,109,585         7,485        13,361,678         3,445       6,831,313               -               -  
P 2,000,000.01 - P 3,000,000          288,518        699,020,377          253,749        611,924,205        34,769         87,096,172        72,909      177,666,419            586     1,427,094          142,073      338,849,445        24,031        59,197,068       36,687        89,529,972       10,152        26,472,010         2,080       5,878,370               -               -  
P 3,000,000.01 - P 4,000,000          146,418        501,674,527          127,113        434,874,460        19,305         66,800,068        42,195      144,523,026            335     1,155,449            65,746      224,264,745        14,200        49,095,128       18,528        63,627,253         4,770        16,549,491            644       2,459,434               -               -  
P 4,000,000.01 - P 5,000,000          103,552        471,204,450            92,173        419,132,219        11,379         52,072,231        27,263      120,806,290            188        834,358            38,211      170,197,235          7,230        32,819,285       24,528      117,333,327         3,961        18,418,587         2,171     10,795,368               -               -  
Over P 5,000,000          469,375   13,338,598,239          397,084   10,945,128,254        72,291    2,393,469,985      152,391   4,119,275,311         1,465   68,995,185          140,253   3,832,291,538        29,837      892,801,802     102,171   2,957,368,779       40,989   1,431,672,997         2,269     36,192,626               -               -  
                                             
Total   121,602,005   18,988,082,564   119,540,351   15,975,028,926   2,061,654    3,013,053,638   5,017,736   5,179,804,492       16,020   76,442,704   113,598,624   7,202,164,314   1,820,036   1,353,779,162     875,930   3,511,827,828     225,598   1,582,831,771       48,061     81,232,293              -               -  
Fully Insured d/   118,435,049     1,934,859,277   116,782,559     1,787,740,715   1,652,490       147,118,562   4,336,537      227,299,377       10,498     1,021,234   111,921,843   1,471,281,097   1,548,879      129,115,778     498,187        81,793,036       93,113        16,981,550       25,992       7,367,205               -               -  
Partially Insured e/       3,166,956     1,583,478,000       2,757,792     1,378,896,000      409,164       204,582,000      681,199      340,599,500         5,522     2,761,000       1,676,781      838,390,500      271,157      135,578,500     377,743      188,871,500     132,485        66,242,500       22,069     11,034,500               -               -  
Total Insured   121,602,005     3,518,337,277   119,540,351     3,166,636,715   2,061,654       351,700,562   5,017,736      567,898,877       16,020     3,782,234   113,598,624   2,309,671,597   1,820,036      264,694,278     875,930      270,664,536     225,598        83,224,050       48,061     18,401,705              -               -  
                                             
% to Total Deposits                                            
Fully Insured d/ 97.40% 10.19% 97.69% 11.19% 80.15% 4.88% 86.42% 4.39% 65.53% 1.34% 98.52% 20.43% 85.10% 9.54% 56.88% 2.33% 41.27% 1.07% 54.08% 9.07% 0.00% 0.00%
Partially Insured e/ 2.60% 8.34% 2.31% 8.63% 19.85% 6.79% 13.58% 6.58% 34.47% 3.61% 1.48% 11.64% 14.90% 10.01% 43.12% 5.38% 58.73% 4.19% 45.92% 13.58% 0.00% 0.00%
Total Insured 100.00% 18.53% 100.00% 19.82% 100.00% 11.67% 100.00% 10.96% 100.00% 4.95% 100.00% 32.07% 100.00% 19.55% 100.00% 7.71% 100.00% 5.26% 100.00% 22.65% 0.00% 0.00%
                                             
By Type of Depositor                                            
A. Residents     18,816,353,149     15,880,564,313      2,935,788,836     5,152,731,975     71,244,035     7,145,969,507     1,315,124,189     3,500,630,538     1,549,420,612       81,232,293               -  
(1) Government       2,550,365,733       2,420,691,276         129,674,457     1,447,152,797                 125        928,886,951          17,025,277          44,649,528        112,649,055                2,000               -  
(2) Banks          367,659,076          347,536,202           20,122,874          37,202,018          916,787        270,640,209            9,706,063          36,586,077            9,500,024         3,107,898               -  
(3) Private Corporations       6,258,091,312       5,113,615,587      1,144,475,725     2,409,339,206     53,515,811     1,517,134,043        598,424,368     1,183,294,200        492,535,545         3,848,138               -  
(4) Individuals       8,955,560,501       7,395,744,290      1,559,816,211     1,252,136,651     11,865,457     4,369,179,369        678,485,235     1,709,092,823        869,465,519       65,335,447               -  
(5) Trust Department          684,676,527          602,976,958           81,699,569            6,901,303       4,945,854          60,128,935          11,483,246        527,007,909          65,270,469         8,938,810               -  
B. Non-Residents          171,729,425            94,464,623           77,264,802          27,072,523       5,198,670          56,194,806          38,654,973          11,197,293          33,411,159                     -                 -  
(1) Banks                        101                        101                          -                           -                      -                        101                         -                           -                           -                        -                 -  
(2) Others          171,729,324            94,464,522           77,264,802          27,072,523       5,198,670          56,194,705          38,654,973          11,197,293          33,411,159                      -                 -  
Total     18,988,082,564     15,975,028,926      3,013,053,638     5,179,804,492     76,442,704     7,202,164,314     1,353,779,162     3,511,827,828     1,582,831,771       81,232,293               -  
                 (199,948)                (199,948)     (2,314,111,458)                (49,413)                   (0)              (150,510)                         (0)                       (26)                         (0)                      -                 -  
 Notes:  
a/ Domestic deposits exclude Islamic deposits and deposits in overseas branches of Philippine Banks. Details may not add up to the total due to rounding.
b/  Long-term Negotiable Certificates of Deposits
c/ Foreign Currency Deposit Unit/Expanded FCDU
d/ Fully Insured refers to the deposit accounts with balances up to P500,000.
e/ Partially Insured refers to the deposit accounts with balances of more than P500,000 with insured amount up to P500,000 only.
Source:  Financial Reporting Package - Schedule of Deposit Liabilities (Schedules 22 and 22a)
Updated on 7 June 2024