DOMESTIC DEPOSIT LIABILITIESa/ BY SIZE OF ACCOUNT AND TYPE OF DEPOSITOR
As of September 30, 2023
(Accounts in Absolute Figures; Amounts in Thousands of Pesos)
Caveat:
Banks are accountable for the accuracy of financial reports from which industry statistics are derived. Timing differences in data generation principally account for the differences that these statistics may have with reports of other agencies and other PDIC reports containing similar data.
PHILIPPINE BANKING SYSTEM
     TOTAL DEPOSITS   DEMAND/NOW DEPOSITS   SAVINGS DEPOSITS   TIME DEPOSITS  LTNCDs b/
   GRAND TOTAL   PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/  PESO ACCOUNT  FCDU/EFCDU c/
DEPOSIT SIZE  Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount 
                                             
By Size of Account                                        
P        5,000.00 & below     87,076,682          45,665,153     86,808,128          45,471,938      268,554              193,214   2,808,688          1,813,379         4,033            2,427     83,931,180        43,586,272      258,966             190,519       68,258               72,288         5,555                    268                2                     0               -               -  
P        5,000.01 - P      10,000       6,490,344          45,212,153       6,433,510          44,828,006        56,834              384,147      598,514          4,198,401            456            3,212       5,818,720        40,497,674        56,319             380,473       16,261             131,781              59                    462              15                 150               -               -  
P      10,000.01 - P      15,000       4,009,238          47,463,997       3,971,339          47,004,017        37,899              459,980      344,963          4,080,966            342            4,255       3,611,189        42,743,744        37,504             455,073       15,187             179,307              53                    653               -                      -                 -               -  
P      15,000.01 - P      20,000       1,939,833          33,233,021       1,917,426          32,842,627        22,407              390,394      169,137          2,911,422            224            3,887       1,739,113        29,764,036        22,119             385,417         9,163             166,909              64                 1,091              13                 260               -               -  
P      20,000.01 - P      30,000       2,845,860          69,115,963       2,747,335          66,412,015        98,525           2,703,949      310,850          7,591,870            387            9,714       2,420,213        58,418,258        98,034          2,691,533       16,266             401,706            104                 2,702                6                 180               -               -  
P      30,000.01 - P      40,000       1,753,569          59,985,021       1,660,970          56,807,076        92,599           3,177,944      178,349          6,093,143            340          11,881       1,473,742        50,406,284        92,029          3,157,590         8,878             307,609            230                 8,473                1                   40               -               -  
P      40,000.01 - P      50,000       1,636,820          71,841,596       1,205,520          53,668,467      431,300         18,173,129      129,156          5,767,469            275          12,377       1,052,783        46,752,296      430,864        18,153,563       20,817          1,010,524            161                 7,189         2,764          138,178               -               -  
P      50,000.01 - P      60,000       1,097,436          59,292,244       1,036,237          55,886,081        61,199           3,406,163      132,794          7,138,510            301          16,659          882,872        47,636,944        56,079          3,111,127       20,307          1,096,158         4,819             278,378            264            14,469               -               -  
P      60,000.01 - P      80,000       1,348,235          92,807,724       1,268,424          87,297,607        79,811           5,510,117      152,004        10,443,603            383          26,566       1,103,207        75,932,918        71,521          4,944,200       13,068             910,389         7,907             539,351            145            10,697               -               -  
P      80,000.01 - P    100,000          999,007          89,824,752          941,075          84,650,445        57,932           5,174,307      108,704          9,752,713            308          27,687          750,338        66,770,197        49,170          4,399,142       76,501          7,575,075         8,454             747,478         5,532          552,461               -               -  
P    100,000.01 - P    150,000       1,773,463        212,447,685       1,663,087        198,799,487      110,376         13,648,197      206,542        24,753,290            711          87,049       1,404,283      167,911,181        90,047        11,092,032       50,425          5,897,673       19,618          2,469,116         1,837          237,344               -               -  
P    150,000.01 - P    200,000          974,489        167,886,807          897,136        154,548,403        77,353         13,338,404      122,274        20,992,870            581        101,146          741,290      127,374,910        66,780        11,495,980       29,290          5,326,407         9,992          1,741,279         4,282          854,217               -               -  
P    200,000.01 - P    250,000          752,859        166,456,724          702,389        155,133,716        50,470         11,323,009        94,125        20,823,216            456        102,468          578,140      127,576,057        42,851          9,608,060       28,981          6,450,250         7,163          1,612,481         1,143          284,193               -               -  
P    250,000.01 - P    300,000          516,917        141,169,662          470,051        128,210,414        46,866         12,959,248        70,706        19,233,231            406        111,894          375,498      102,212,336        36,935        10,176,807       21,136          5,953,115         9,525          2,670,547         2,711          811,732               -               -  
P    300,000.01 - P    400,000          793,462        274,012,278          691,354        236,784,065      102,108         37,228,213      108,742        37,237,947            655        227,849          551,828      188,839,023        90,866        33,364,778       29,450        10,191,185       10,587          3,635,586         1,334          515,909               -               -  
P    400,000.01 - P    500,000          594,960        267,955,076          551,581        248,668,798        43,379         19,286,278        80,443        35,721,522            550        246,006          387,611      172,259,501        34,578        15,449,616       73,035        35,455,317         8,251          3,590,656       10,492       5,232,458               -               -  
P    500,000.01 - P    750,000          888,178        529,864,130          778,522        462,149,856      109,656         67,714,274      138,046        82,872,703            980        598,257          581,770      346,052,849        84,160        52,376,093       57,569        32,496,829       24,516        14,739,924         1,137          727,475               -               -  
P    750,000.01 - P 1,000,000          442,741        389,334,246          394,255        346,402,855        48,486         42,931,391        82,234        70,643,366            629        547,278          252,274      217,923,504        40,121        35,694,522       49,131        47,300,246         7,736          6,689,592       10,616     10,535,740               -               -  
P 1,000,000.01 - P 1,500,000          563,259        669,418,135          480,407        568,391,378        82,852       101,026,757      108,889      130,351,021            902     1,106,967          309,742      366,366,045        49,199        61,472,504       59,436        68,446,178       32,751        38,447,286         2,340       3,228,134               -               -  
P 1,500,000.01 - P 2,000,000          252,706        439,398,460          220,565        382,226,227        32,141         57,172,233        61,279      104,991,804            511        886,592          126,850      217,493,135        24,377        43,248,030       28,593        52,133,383         7,253        13,037,611         3,843       7,607,906               -               -  
P 2,000,000.01 - P 3,000,000          285,440        691,121,015          251,721        606,865,259        33,719         84,255,756        72,196      175,812,792            591     1,447,756          140,969      336,176,044        23,706        58,239,603       36,047        87,912,148         9,422        24,568,397         2,509       6,964,275               -               -  
P 3,000,000.01 - P 4,000,000          149,079        511,596,736          126,195        431,816,323        22,884         79,780,413        42,057      143,917,471            303     1,052,916            64,743      220,987,714        14,991        51,859,284       18,387        63,160,551         7,590        26,868,213         1,008       3,750,586               -               -  
P 4,000,000.01 - P 5,000,000          102,311        465,207,452            92,689        421,833,054          9,622         43,374,398        27,313      121,129,189            198        885,098            37,892      168,562,678          6,005        26,720,737       25,038      120,002,926         3,419        15,768,563         2,446     12,138,261               -               -  
Over P 5,000,000          457,388   12,701,897,311          388,729   10,394,918,695        68,659    2,306,978,616      149,925   4,024,349,980         1,540   77,748,102          138,147   3,495,314,727        31,532      912,442,450       97,898   2,831,207,963       35,587   1,316,788,065         2,759     44,046,025               -               -  
                                             
Total   117,744,276   18,242,207,342   115,698,645   15,311,616,810   2,045,631    2,930,590,532   6,297,930   5,072,621,876       16,062   85,268,042   108,474,394   6,757,558,327   1,808,753   1,371,109,131     869,122   3,383,785,918     220,816   1,474,213,359       57,199     97,650,689              -               -  
Fully Insured d/   114,603,174     1,844,369,856   112,965,562     1,697,013,163   1,637,612       147,356,693   5,615,991      218,553,550       10,408        995,075   106,822,007   1,388,681,632   1,534,662      129,055,909     497,023        81,125,694       92,542        17,305,709       30,541       8,652,288               -               -  
Partially Insured e/       3,141,102     1,570,551,000       2,733,083     1,366,541,500      408,019       204,009,500      681,939      340,969,500         5,654     2,827,000       1,652,387      826,193,500      274,091      137,045,500     372,099      186,049,500     128,274        64,137,000       26,658     13,329,000               -               -  
Total Insured   117,744,276     3,414,920,856   115,698,645     3,063,554,663   2,045,631       351,366,193   6,297,930      559,523,050       16,062     3,822,075   108,474,394   2,214,875,132   1,808,753      266,101,409     869,122      267,175,194     220,816        81,442,709       57,199     21,981,288              -               -  
                                             
% to Total Deposits                                            
Fully Insured d/ 97.33% 10.11% 97.64% 11.08% 80.05% 5.03% 89.17% 4.31% 64.80% 1.17% 98.48% 20.55% 84.85% 9.41% 57.19% 2.40% 41.91% 1.17% 53.39% 8.86% 0.00% 0.00%
Partially Insured e/ 2.67% 8.61% 2.36% 8.92% 19.95% 6.96% 10.83% 6.72% 35.20% 3.32% 1.52% 12.23% 15.15% 10.00% 42.81% 5.50% 58.09% 4.35% 46.61% 13.65% 0.00% 0.00%
Total Insured 100.00% 18.72% 100.00% 20.01% 100.00% 11.99% 100.00% 11.03% 100.00% 4.48% 100.00% 32.78% 100.00% 19.41% 100.00% 7.90% 100.00% 5.52% 100.00% 22.51% 0.00% 0.00%
                                             
By Type of Depositor                                            
A. Residents     18,075,780,882     15,223,636,160      2,852,144,723     5,043,435,527     73,711,651     6,707,143,233     1,332,661,650     3,375,406,709     1,445,771,421       97,650,689               -  
(1) Government       2,505,771,026       2,344,458,072         161,312,954     1,543,853,418                 609        753,447,322          28,080,073          47,155,332        133,232,272                2,000               -  
(2) Banks          354,876,608          333,131,930           21,744,678          31,038,335       1,642,145        263,534,324          10,624,399          35,431,634            9,478,135         3,127,637               -  
(3) Private Corporations       5,944,910,951       4,805,559,684      1,139,351,267     2,243,252,653     53,441,062     1,429,809,231        588,373,410     1,127,898,215        497,536,796         4,599,585               -  
(4) Individuals       8,565,611,076       7,119,721,799      1,445,889,276     1,218,239,733     12,920,686     4,204,866,367        690,366,575     1,617,867,097        742,602,015       78,748,603               -  
(5) Trust Department          704,611,221          620,764,675           83,846,547            7,051,388       5,707,149          55,485,989          15,217,193        547,054,432          62,922,204       11,172,865               -  
B. Non-Residents          166,426,457            87,980,647           78,445,810          29,186,349     11,556,391          50,415,090          38,447,481            8,379,208          28,441,938                     -                 -  
(1) Banks                        176                        176                          -                           -                      -                        176                         -                           -                           -                        -                 -  
(2) Others          166,426,281            87,980,472           78,445,810          29,186,349     11,556,391          50,414,915          38,447,481            8,379,208          28,441,938                      -                 -  
Total     18,242,207,342     15,311,616,810      2,930,590,532     5,072,621,876     85,268,042     6,757,558,327     1,371,109,131     3,383,785,918     1,474,213,359       97,650,689               -  
                 (199,948)                (199,948)     (2,314,111,458)                (49,413)                   (0)              (150,510)                         (0)                       (26)                         (0)                      -                 -  
 Notes:  
a/ Domestic deposits exclude Islamic deposits and deposits in overseas branches of Philippine Banks. Details may not add up to the total due to rounding.
b/  Long-term Negotiable Certificates of Deposits
c/ Foreign Currency Deposit Unit/Expanded FCDU
d/ Fully Insured refers to the deposit accounts with balances up to P500,000.
e/ Partially Insured refers to the deposit accounts with balances of more than P500,000 with insured amount up to P500,000 only.
Source:  Financial Reporting Package - Schedule of Deposit Liabilities (Schedules 22 and 22a)
Updated on 7 June 2024