DOMESTIC DEPOSIT LIABILITIES BY SIZE OF ACCOUNT AND TYPE OF DEPOSITOR
As of December 31, 2024
(Accounts in Absolute Figures; Amounts in Thousands of Pesos)
Caveat:
Banks are accountable for the accuracy of financial reports from which industry statistics are derived. Timing differences in data generation principally account for the differences that these statistics may have with reports of other agencies and other PDIC reports containing similar data.
DIGITAL BANKS
       TOTAL DEPOSITS   DEMAND AND NOW DEPOSITS   DEMAND DEPOSITS   NOW   TOTAL SAVINGS DEPOSITS   Regular Savings Account   Kiddie & Teens Savings Account   Basic Deposit Account   PERA   Other Savings Account   TIME AND LTNCD DEPOSITS   TIME DEPOSITS  LTNCDs a/
   GRAND TOTAL   PESO ACCOUNT  FCDU/EFCDU b/  PESO ACCOUNT  FCDU/EFCDU b/  PESO ACCOUNT  FCDU/EFCDU b/  PESO ACCOUNT  FCDU/EFCDU b/  PESO ACCOUNT  FCDU/EFCDU b/  PESO ACCOUNT  FCDU/EFCDU b/  PESO ACCOUNT  FCDU/EFCDU b/  PESO ACCOUNT  FCDU/EFCDU b/  PESO ACCOUNT  FCDU/EFCDU b/  PESO ACCOUNT  FCDU/EFCDU b/  PESO ACCOUNT  FCDU/EFCDU b/  PESO ACCOUNT  FCDU/EFCDU b/  PESO ACCOUNT  FCDU/EFCDU b/
DEPOSIT SIZE  Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount   Account   Amount 
                                                                                                             
I.  By Size of Account                                                                                                            
P        5,000.00 & below     18,114,408            2,709,000     18,032,914             2,668,027        81,494             40,973            27,674               7,741                -                     -              27,674               7,741                -                     -                 -                 -                -               -       17,887,377         2,560,902            340               317   17,885,270        2,560,629             340              317                -                  -                -                 -            2,107               272              -                 -                -                 -                -                -                  -                          -                 -                  -         117,863               99,385      81,154          40,656       117,863               99,385      81,154          40,656                -                   -                 -                 -  
P        5,000.01 - P      10,000          346,012            2,375,412          341,727             2,347,374          4,285             28,037                 953               6,633                -                     -                   953               6,633                -                     -                 -                 -                -               -            309,518         2,123,147              89               600        309,498        2,123,012               89              600                -                  -                -                 -                 20               135              -                 -                -                 -                -                -                  -                          -                 -                  -           31,256             217,594        4,196          27,438         31,256             217,594        4,196          27,438                -                   -                 -                 -  
P      10,000.01 - P      15,000          188,651            2,205,807          187,230             2,189,353          1,421             16,454                 609               7,197                -                     -                   609               7,197                -                     -                 -                 -                -               -            170,160         1,992,142              40               465        170,152        1,992,057               40              465                -                  -                -                 -                   8                 85              -                 -                -                 -                -                -                  -                          -                 -                  -           16,461             190,013        1,381          15,990         16,461             190,013        1,381          15,990                -                   -                 -                 -  
P      15,000.01 - P      20,000          100,363            1,724,376            99,763             1,713,605             600             10,772                 347               5,916                -                     -                   347               5,916                -                     -                 -                 -                -               -              89,506         1,531,721              22               378          89,504        1,531,690               22              378                -                  -                -                 -                   2                 32              -                 -                -                 -                -                -                  -                          -                 -                  -             9,910             175,968           578          10,394           9,910             175,968           578          10,394                -                   -                 -                 -  
P      20,000.01 - P      30,000          134,034            3,190,689          133,099             3,166,729             935             23,960                 489             11,673                -                     -                   489             11,673                -                     -                 -                 -                -               -            117,808         2,799,910              29               765        117,803        2,799,804               29              765                -                  -                -                 -                   2                 46              -                 -                -                 -                -                -                   3                       60               -                  -           14,802             355,146           906          23,195         14,802             355,146           906          23,195                -                   -                 -                 -  
P      30,000.01 - P      40,000            75,005            2,546,605            74,739             2,537,608             266               8,996                 311             10,626                -                     -                   311             10,626                -                     -                 -                 -                -               -              66,142         2,245,245              31            1,064          66,141        2,245,205               31           1,064                -                  -                -                 -                  -                    -                -                 -                -                 -                -                -                   1                       39               -                  -             8,286             281,738           235            7,932           8,286             281,738           235            7,932                -                   -                 -                 -  
P      40,000.01 - P      50,000            60,522            2,736,990            60,065             2,715,469             457             21,520                 194               8,616                -                     -                   194               8,616                -                     -                 -                 -                -               -              47,113         2,096,788              11               491          47,111        2,096,692               11              491                -                  -                -                 -                   2                 96              -                 -                -                 -                -                -                  -                          -                 -                  -           12,758             610,065           446          21,029         12,758             610,065           446          21,029                -                   -                 -                 -  
P      50,000.01 - P      60,000            57,031            3,031,565            56,414             2,997,250             617             34,315                 192             10,251                -                     -                   192             10,251                -                     -                 -                 -                -               -              44,536         2,373,066              14               797          44,535        2,373,015               14              797                -                  -                -                 -                  -                    -                -                 -                -                 -                -                -                   1                       51               -                  -           11,686             613,933           603          33,518         11,686             613,933           603          33,518                -                   -                 -                 -  
P      60,000.01 - P      80,000            48,307            3,314,791            48,190             3,306,721             117               8,070                 193             13,159                -                     -                   193             13,159                -                     -                 -                 -                -               -              41,757         2,863,305              17            1,166          41,756        2,863,243               17           1,166                -                  -                -                 -                  -                    -                -                 -                -                 -                -                -                   1                       62               -                  -             6,240             430,258           100            6,904           6,240             430,258           100            6,904                -                   -                 -                 -  
P      80,000.01 - P    100,000            67,989            6,461,628            67,806             6,444,393             183             17,235                 128             11,386                -                     -                   128             11,386                -                     -                 -                 -                -               -              31,779         2,881,104                2               172          31,779        2,881,104                 2              172                -                  -                -                 -                  -                    -                -                 -                -                 -                -                -                  -                          -                 -                  -           35,899          3,551,904           181          17,062         35,899          3,551,904           181          17,062                -                   -                 -                 -  
P    100,000.01 - P    150,000            81,136            9,194,674            80,882             9,165,516             254             29,157                 183             21,616                -                     -                   183             21,616                -                     -                 -                 -                -               -              66,182         7,539,577              20            2,465          66,182        7,539,577               20           2,465                -                  -                -                 -                  -                    -                -                 -                -                 -                -                -                  -                          -                 -                  -           14,517          1,604,323           234          26,692         14,517          1,604,323           234          26,692                -                   -                 -                 -  
P    150,000.01 - P    200,000            27,088            4,656,550            27,026             4,645,663               62             10,886                   71             12,163                -                     -                     71             12,163                -                     -                 -                 -                -               -              21,738         3,718,648                4               733          21,738        3,718,648                 4              733                -                  -                -                 -                  -                    -                -                 -                -                 -                -                -                  -                          -                 -                  -             5,217             914,852             58          10,153           5,217             914,852             58          10,153                -                   -                 -                 -  
P    200,000.01 - P    250,000            21,414            4,668,714            21,362             4,657,213               52             11,501                   67             14,430                -                     -                     67             14,430                -                     -                 -                 -                -               -              16,233         3,546,812                1               221          16,232        3,546,586                 1              221                -                  -                -                 -                  -                    -                -                 -                -                 -                -                -                   1                     226               -                  -             5,062          1,095,971             51          11,279           5,062          1,095,971             51          11,279                -                   -                 -                 -  
P    250,000.01 - P    300,000            11,556            3,152,591            11,499             3,136,576               57             16,015                   21               5,704                -                     -                     21               5,704                -                     -                 -                 -                -               -                8,917         2,425,808                4            1,129            8,917        2,425,808                 4           1,129                -                  -                -                 -                  -                    -                -                 -                -                 -                -                -                  -                          -                 -                  -             2,561             705,064             53          14,885           2,561             705,064             53          14,885                -                   -                 -                 -  
P    300,000.01 - P    400,000            15,340            5,199,291            15,317             5,191,575               23               7,716                   48             16,163                -                     -                     48             16,163                -                     -                 -                 -                -               -              11,868         4,035,666                3            1,052          11,868        4,035,666                 3           1,052                -                  -                -                 -                  -                    -                -                 -                -                 -                -                -                  -                          -                 -                  -             3,401          1,139,746             20            6,664           3,401          1,139,746             20            6,664                -                   -                 -                 -  
P    400,000.01 - P    500,000            14,117            6,481,599            14,102             6,474,611               15               6,988                   17               7,461                -                     -                     17               7,461                -                     -                 -                 -                -               -                9,015         4,051,690               -                    -              9,015        4,051,690                -                   -                  -                  -                -                 -                  -                    -                -                 -                -                 -                -                -                  -                          -                 -                  -             5,070          2,415,459             15            6,988           5,070          2,415,459             15            6,988                -                   -                 -                 -  
P    500,000.01 - P    750,000            13,630            7,670,160            13,605             7,656,176               25             13,984                   22             12,983                -                     -                     22             12,983                -                     -                 -                 -                -               -                9,623         5,476,564                1               585            9,623        5,476,564                 1              585                -                  -                -                 -                  -                    -                -                 -                -                 -                -                -                  -                          -                 -                  -             3,960          2,166,629             24          13,399           3,960          2,166,629             24          13,399                -                   -                 -                 -  
P    750,000.01 - P 1,000,000              4,477            4,064,408              4,474             4,061,770                 3               2,638                     4               3,337                -                     -                       4               3,337                -                     -                 -                 -                -               -                2,984         2,670,408               -                    -              2,984        2,670,408                -                   -                  -                  -                -                 -                  -                    -                -                 -                -                 -                -                -                  -                          -                 -                  -             1,486          1,388,025               3            2,638           1,486          1,388,025               3            2,638                -                   -                 -                 -  
P 1,000,000.01 - P 1,500,000              3,880            4,262,211              3,879             4,260,949                 1               1,262                   11             12,686                -                     -                     11             12,686                -                     -                 -                 -                -               -                1,971         2,252,335                1            1,262            1,971        2,252,335                 1           1,262                -                  -                -                 -                  -                    -                -                 -                -                 -                -                -                  -                          -                 -                  -             1,897          1,995,928              -                    -             1,897          1,995,928              -                    -                  -                   -                 -                 -  
P 1,500,000.01 - P 2,000,000                 674            1,170,594                 673             1,169,090                 1               1,503                     2               3,511                -                     -                       2               3,511                -                     -                 -                 -                -               -                   484            822,450                1            1,503               484           822,450                 1           1,503                -                  -                -                 -                  -                    -                -                 -                -                 -                -                -                  -                          -                 -                  -                187             343,129              -                    -                187             343,129              -                    -                  -                   -                 -                 -  
P 2,000,000.01 - P 3,000,000                 584            1,413,569                 584             1,413,569                -                       -                       2               4,954                -                     -                       2               4,954                -                     -                 -                 -                -               -                   403            961,372               -                    -                 403           961,372                -                   -                  -                  -                -                 -                  -                    -                -                 -                -                 -                -                -                  -                          -                 -                  -                179             447,243              -                    -                179             447,243              -                    -                  -                   -                 -                 -  
P 3,000,000.01 - P 4,000,000                 231               792,696                 231                792,696                -                       -                      -                       -                  -                     -                      -                       -                  -                     -                 -                 -                -               -                   156            528,565               -                    -                 156           528,565                -                   -                  -                  -                -                 -                  -                    -                -                 -                -                 -                -                -                  -                          -                 -                  -                  75             264,131              -                    -                  75             264,131              -                    -                  -                   -                 -                 -  
P 4,000,000.01 - P 5,000,000                 281            1,337,896                 281             1,337,896                -                       -                      -                       -                  -                     -                      -                       -                  -                     -                 -                 -                -               -                     87            385,751               -                    -                   87           385,751                -                   -                  -                  -                -                 -                  -                    -                -                 -                -                 -                -                -                  -                          -                 -                  -                194             952,144              -                    -                194             952,144              -                    -                  -                   -                 -                 -  
Over P 5,000,000                 470          11,908,301                 469           11,903,294                 1               5,007                    -                       -                  -                     -                      -                       -                  -                     -                 -                 -                -               -                   121         4,560,310                1            5,007               120        2,810,310                 1           5,007                -                  -                -                 -                  -                    -                -                 -                -                 -                -                -                   1           1,750,000               -                  -                348          7,342,984              -                    -                348          7,342,984              -                    -                  -                   -                 -                 -  
                                                                                                             
Total Domestic Deposits     19,387,200          96,270,114     19,296,331           95,953,124        90,869           316,990            31,538           208,207               -                    -              31,538           208,207               -                    -                 -                -                -               -       18,955,478       66,443,287            631          20,174   18,953,329      64,692,182             631         20,174                -                 -                -                 -            2,141               666              -                 -                -                 -                -                -                   8           1,750,438              -                  -         309,315        29,301,630      90,238        296,816       309,315        29,301,630      90,238        296,816               -                   -                -                 -  
Fully Insured c/     19,362,973          63,650,280     19,272,135           63,357,685        90,838           292,596            31,497           170,736                -                     -              31,497           170,736                -                     -                 -                 -                -               -       18,939,649       48,785,532            627          11,817   18,937,501      48,784,427             627         11,817                -                  -                -                 -            2,141               666              -                 -                -                 -                -                -                   7                     438               -                  -         300,989        14,401,417      90,211        280,779       300,989        14,401,417      90,211        280,779                -                   -                 -                 -  
Partially Insured d/            24,227          12,113,500            24,196           12,098,000               31             15,500                   41             20,500                -                     -                     41             20,500                -                     -                 -                 -                -               -              15,829         7,914,500                4            2,000          15,828        7,914,000                 4           2,000                -                  -                -                 -                  -                    -                -                 -                -                 -                -                -                   1                     500               -                  -             8,326          4,163,000             27          13,500           8,326          4,163,000             27          13,500                -                   -                 -                 -  
Total Insured     19,387,200          75,763,780     19,296,331           75,455,685        90,869           308,096            31,538           191,236               -                    -              31,538           191,236               -                    -                 -                -                -               -       18,955,478       56,700,032            631          13,817   18,953,329      56,698,427             631         13,817                -                 -                -                 -            2,141               666              -                 -                -                 -                -                -                   8                     938              -                  -         309,315        18,564,417      90,238        294,279       309,315        18,564,417      90,238        294,279               -                   -                -                 -  
                                                                                                             
% to Total Domestic Deposits                                                                                                            
Fully Insured c/ 99.88% 66.12% 99.87% 66.03% 99.97% 92.30% 99.87% 82.00% 0.00% 0.00% 99.87% 82.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 99.92% 73.42% 99.37% 58.57% 99.92% 75.41% 99.37% 58.57% 0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 87.50% 0.03% 0.00% 0.00% 97.31% 49.15% 99.97% 94.60% 97.31% 49.15% 99.97% 94.60% 0.00% 0.00% 0.00% 0.00%
Partially Insured d/ 0.12% 12.58% 0.13% 12.61% 0.03% 4.89% 0.13% 9.85% 0.00% 0.00% 0.13% 9.85% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.08% 11.91% 0.63% 9.91% 0.08% 12.23% 0.63% 9.91% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 12.50% 0.03% 0.00% 0.00% 2.69% 14.21% 0.03% 4.55% 2.69% 14.21% 0.03% 4.55% 0.00% 0.00% 0.00% 0.00%
Total Insured 100.00% 78.70% 100.00% 78.64% 100.00% 97.19% 100.00% 91.85% 0.00% 0.00% 100.00% 91.85% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 100.00% 85.34% 100.00% 68.49% 100.00% 87.64% 100.00% 68.49% 0.00% 0.00% 0.00% 0.00% 100.00% 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 100.00% 0.05% 0.00% 0.00% 100.00% 63.36% 100.00% 99.15% 100.00% 63.36% 100.00% 99.15% 0.00% 0.00% 0.00% 0.00%
                                                                                                             
II. By Type of Depositor                                                                                                            
A. Residents            96,072,814             95,755,824             316,990             208,207                    -               208,207                    -                  -                 -           66,326,614            20,174                                                  29,221,002          296,816          29,221,002          296,816                   -                   -  
(1) Government                   16,471                    16,471                       -                         -                       -                         -                       -                   -                 -                  16,471                    -                                                                  -                      -                          -                      -                     -                   -  
(2) Banks              1,750,012               1,750,012                       -                         -                       -                         -                       -                   -                 -             1,750,012                    -                                                                  -                      -                          -                      -                     -                   -  
(3) Private Corporations              2,464,757               2,464,757                       -                         -                       -                         -                       -                   -                 -             2,068,537                    -                                                         396,220                    -                 396,220                    -                     -                   -  
(4) Individuals            91,841,574             91,524,584             316,990             208,207                     -               208,207                     -                   -                 -           62,491,594            20,174                                                  28,824,782          296,816          28,824,782          296,816                   -                   -  
(5) Trust Department                           -                             -                         -                         -                       -                         -                       -                   -                 -                          -                      -                                                                  -                      -                          -                      -                     -                   -  
B. Non-Residents                 197,300                  197,300                       -                        -                      -                        -                      -                  -                 -                116,673                    -                                                           80,628                   -                   80,628                   -                     -                   -  
(1) Banks                           -                             -                         -                         -                       -                         -                       -                   -                 -                          -                      -                                                                  -                      -                          -                      -                     -                   -  
(2) Others                 197,300                  197,300                       -                         -                       -                         -                       -                   -                 -                116,673                    -                                                           80,628                    -                   80,628                    -                     -                   -  
Total            96,270,114             95,953,124             316,990             208,207                    -               208,207                    -                  -                 -           66,443,287            20,174                                                  29,301,630          296,816          29,301,630          296,816                   -                   -  
                                                                                                             
Notes: Details may not add up to the total due to rounding.
a/  Long-term Negotiable Certificates of Deposits
b/  Foreign Currency Deposit Unit/Expanded FCDU
c/  Fully Insured refers to the deposit accounts with balances up to P500,000.
d/  Partially Insured refers to the deposit accounts with balances of more than P500,000 with insured amount up to P500,000 only.
Source:  Financial Reporting Package - Schedule of Deposit Liabilities (Schedules 22 and 22a)
Processed on 19 March 2025